squealing clutch, please help

I have a 97 Tacoma 5 speed manual 4x4 4cylinder. for about a week or two now it has a squealing noise when its running, even idle. I thought it was the power stearing pump, i replaced it and it still does it. It does it in neutral too and gets louder as i accelerate, but when I get to 5th gear i cant hear it. Got to reading on here about the clutch and bearings and was hoping someone can help. What does this sound like and what can happen before i can get it fixed? Thank you in advance for any help.

 

Perhaps it's the serpentine belt is worn out. I hear Goodyear makes a good belt.