How much insurance do you have?

I have been driving here in crazy ass NorCal for a year with only Liability. I need to up to full coverage (I own my truck out right).
Thinking about adding $250 Comp and $500 Collision.
How much coverage is everyone putting on their trucks after 7 or more years?

 

I don't have the figures in front of me, I am at $125 collission, not sure on comp but I do have enough in case I hit a $90-100K vehicle and its my fault to cover the replacement of that vehicle so I don't get sued.

 

Yep here in Dublin it's upper class with Mercs and Bimmers everywhere and even a few Lambos and the such. Hate to hit one of them......

 

Full coverage since day one. Now that it is paid off and owned outright, I will continue to keep full coverage.

$120 on Comp, $500 on Collision.

 

Full coverage here. It's right at about $700 every six months, clean driving record.

 

Full coverage, ots of speeding tickets, 440$ a month xD

 

Yea.... I've since bough a Radar detector

 

$200.00 a month full coverage on (3) vehicles, USAA.

 

AAA, full coverage, $100 comp $500 collision, been driving for 5 years (I'm 22 right now), on my own insurance and it's a little over $1500 for the year with clean driving record. Liability would only have been like 200-300 less... If you can, pay the year in full up front, saves on processing fees ($3/month for direct deposit and $7/month for check with AAA).

-C

 

Pretty sure comp does not cover damage you might cause to other's vehichle, but theft, fire, flood, glass breakage for your vehicle. Liablility actually covers damage to someone else's vehicle.

Nice truck by the way.

 

When it comes to these kinds of things I am the worst at knowing what exactly is the best thing to do. I found this article and it helped me with how much insurance I needed and didn't need http://www.getrichslick.com/stop-thinking-turkey-start-thinking-insurance/2129/ Hopefully it can help you out too!

 

$300,000 in liability $50,000 in collision.

 

wow i can't belive you guys have 3rd party liability that low...or even some with only liability or none

up here in BC the minimium is $1,000,000 and most get atleast $2M