Nope. Had 10K sitting around, but needed to get out of our apartment before we killed the neighbors so that went for down payment, closing costs, etc. Hell, we had to drop $1500-$2000 on plumbing costs before we could move in just so it would pass inspection. Normally I would've walked on the deal, but we were paying half what the house was appraised at just a few years ago. We know we'll be able to sell it for profit once we get everything fixed up and all the remodeling done. Which, again, leads back to why the truck isn't paid off yet! New windows this summer so there went the Stimulus package, new doors hopefully before winter too, and a new roof in another year or two (if it lasts that long).
I'd love to refinance for a rate lower than 11.65, but there's a bunch of crap preventing that. (Pissing me off even more is this is my second vehicle through Toyota Financial, and apparently this is how they treat repeat customers: double the interest rate.) One of which I'll be sending papers to a court to reverse, and I have a feeling that collection agency is gonna be PISSED when they have to start over again. But I don't care. They should've done their job the right way 4 years ago and this would've been settled back then.