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College grad program APR?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by JayhawkRN, Jul 6, 2012.

  1. Jul 6, 2012 at 6:18 PM
    #1
    JayhawkRN

    JayhawkRN [OP] Well-Known Member

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    Just wondering if anybody has used the College Grad program recently? I was just wanting to get an idea of what APRs are they offering?

    P.S I have good credit, just not a long history
     
  2. Jul 6, 2012 at 6:20 PM
    #2
    pbcolt

    pbcolt Well-Known Member

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    I got 3.0 earlier last month.
     
  3. Jul 6, 2012 at 6:22 PM
    #3
    JayhawkRN

    JayhawkRN [OP] Well-Known Member

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    Thanks for the freaking quick reply!
    Did it matter what term you picked?
     
  4. Jul 6, 2012 at 6:22 PM
    #4
    TacoDawgfan

    TacoDawgfan Hunker Down You Hairy Dawg!

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    Bought mine about a yr and a half ago and got 3.45.
     
  5. Jul 6, 2012 at 6:29 PM
    #5
    pbcolt

    pbcolt Well-Known Member

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    They told me no. 5 years it is. I'll be paying it off much sooner than that, so I wasn't that concerned.

    Not sure if there was a finger slip somewhere, because the finance person when I bought the truck actually told me 3.25, and my contract says 3.25, but my info on TFS's website shows 3.0%. I won't be calling them to correct that anytime soon.
     
  6. Jul 6, 2012 at 6:37 PM
    #6
    TacoDawgfan

    TacoDawgfan Hunker Down You Hairy Dawg!

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    That's odd b/c when I bought mine they had my contract drawn up at something like 3.9. After about a month the dealer sent me a letter stating I needed to contact them about an issue in my contract. I was like oh hell no! Them papers are signed and done. I was worried they were going to try to stick some crap to me. But I couldn't believe it was in my favor. They informed me that there was a mistake and my interest rate should have been at the lowest they offered for the program and it was being taken care of, nothing I needed to do and my payment would be a few dollars less at my current amount. I about fell over. Mine is financed through Southeast Toyota Finance btw.

    Also mine was the same rate if I went 5 or 6 years.
     
  7. Jul 6, 2012 at 11:49 PM
    #7
    Tactical Tacoma

    Tactical Tacoma Well-Known Member

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    I think I am at 4.0 or 4.5 with the college grad program. I also got $1,000 off. And I was suppose to get 90 days, no payments, but dealer "messed up" on that part of the financing. So I argued with the dealer and then opened a case with Toyota. Within a day of opening the case, dealership called and offered to pay my first two months of payments as a compromise. So, I accepted their offer :)
     
  8. Jul 7, 2012 at 5:59 AM
    #8
    ManMan

    ManMan Well-Known Member

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    Or just go with PenFed and get 1.99%!
     

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