Just got back home from eating out in Boone, NC...we left and were sitting at a stoplight that was red, waiting on it to turn green. All of the sudden my truck gets jarred from the rear and I realize what has happened. I get out and see my bumper on the right side pushed in with a small crease...I had a hitch ball on which I think may have helped me...not sure...hell maybe it made it worse. Anyway, the plastic in front of my license plate is scuffed up pretty good...I notice in the light when we get home that my bumper hit the bed and scuffed it up just a bit on the right side...and my bumper is obviously crooked now. I also noticed the gap between my cab on the passenger side is noticeably closer than on the driver side. The guy that hit me admitted to looking down to read a text when he hit us....go figure. I loved how he conveniently forgot to tell the cop that when he arrived...but I was sure to tell the cop myself. The vehicle that hit me was a Jeep Grand Cherokee and luckily it looks like he has State Farm insurance....I have progressive and have already called and filed my claim.
What pissed me off, besides the fact that he hit me...is that he proceeded to tell me that Maaco could fix my bumper for $20 bucks...they can "pop it right out" he said. I quickly told him No, they can't fix it for that, and paint it SWB, and fix the fact that it is crooked, scuffed, creased, and has knocked my bed out of alignment....not to mention whatever else may be bent that can't be seen. I informed him that my truck would be fixed correctly by a qualified shop and my bumper would be replaced....not merely fixed or popped out. Really? That truck is my baby...I work way too hard to have it.
This is where I need some advice...I have never been in an accident before...what tips can you all give me to make sure my baby is fixed right and that I get the maximum amount of insurance money from his insurance company? Progressive is due to come look at my truck before 5pm tomorrow.
Also, what are the chances that he has done major damage since my bed is out of line and my bumper was pushed against the bed?
I'm very grateful for any tips you can give...I have a 2011 TRD DbL Cab Sport...SWB....I can load pics tomorrow once it's daylight...it isn't awfully bad but it's there.