Mike "Wuzzy121". Rest in peace, brother

Go Back   Tacoma World Forums > Tacoma Discussion > 2nd Gen. Tacomas

Notices

Toyota Financial

Reply
 
Thread Tools Search this Thread
Old 02-24-2013, 08:06 AM   #1
Senior Member
thomasr1950 is a jewel in the roughthomasr1950 is a jewel in the roughthomasr1950 is a jewel in the rough
Army:
Joined: Oct 2008, #10139
Location: central us
Gender: Male
Posts: 216
thomasr1950's Tacoma Gallery
Toyota Financial

What is the lowest interest rate from Toyota Financial these days? I have excellent credit.
  Reply With Quote
Old 02-24-2013, 08:20 AM   #2
Senior Member
DunhamAll is on a distinguished road
Name: Jordan
Joined: Mar 2012, #74131
Location: Baltimore, MD
Gender: Male
Posts: 280
DunhamAll's Tacoma Gallery
It varies by car. Tacomas might be 2.9%, it was when I shopped "in my area." Some cars are down to 0% depending on length of term.

All the major banks and credit unions advertise rates on their websites based on prime and sub prime FICO scores, so you can compare. Find your credit score and it will be in a bracket with APR range for a new or used.

Toyota does not advertise this way and its hidden. Seem fishy? Well it is.

Best thing to do is when your are ready to sign paperwork, go to three or more banks and get pre-approved letters and know the APR they'll offer you. Then go close on your vehicle and see if TFS can beat it. Win-win set up.
  Reply With Quote
Old 02-24-2013, 08:20 AM   #3
Member
TexasCub is on a distinguished road
Joined: Feb 2013, #98176
Gender: Male
Posts: 75
TexasCub's Tacoma Gallery
I just got 1.9 for 72 months, bought on Friday.
  Reply With Quote
Old 02-24-2013, 09:07 AM   #4
Member
aaronc7 is on a distinguished road
 
aaronc7's Avatar
Name: Aaron
Joined: Jun 2012, #80313
Location: Navarre, FL
Gender: Male
Posts: 75
aaronc7's Tacoma Gallery
I think it may depend on the region, but here in southeast region, there's a pretty good deal thru Toyota at the moment for the Tacoma. 0% for 36 months, 1.9 for 48, 2.9 for 60. I'm planning on using the 0% for 36 months, assuming I qualify.
  Reply With Quote
Old 02-24-2013, 09:18 AM   #5
Junior Member
Nemo 1 is on a distinguished road
Air Force: TACP
Name: Tony
Joined: Feb 2013, #96809
Location: New York
Gender: Male
Posts: 1
Nemo 1's Tacoma Gallery
I also got 1.9 for 60 last month on 2008 CPO.
  Reply With Quote
Old 02-24-2013, 09:20 AM   #6
My name is Mudd
mcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant futuremcdowell has a brilliant future
 
mcdowell's Avatar
Name: mike
Joined: Jul 2011, #60429
Location: mobile al
Age: 48
Gender: Male
Posts: 2,412
mcdowell's Tacoma Gallery
This

Quote:
Originally Posted by TexasCub View Post
I just got 1.9 for 72 months, bought on Friday.
This^ Unless you want something they are trying to push. The you can find 0.99. That depends on how long you go.
  Reply With Quote
Old 02-24-2013, 11:31 AM   #7
Member
BikPickle is on a distinguished road
Marines: SSgt
Name: Nick
Joined: Oct 2012, #88790
Location: NOVA
Gender: Male
Posts: 46
BikPickle's Tacoma Gallery
The finance officer always tacks on an extra percent or two for themselves and the dealership. It is a pretty standard procedure. They sometimes give cash back for financing but I always transfer the loan to a credit union because manufacture or dealer financing can't compete with them.

On my '12 I financed 2.9% with TFS and received a $750 discount. Then I transferred the loan to Navy Federal 1.79% and received $250 and then I payed off the loan. Hooray free money.
  Reply With Quote
Old 02-24-2013, 11:36 AM   #8
Junior Member
rfsdave is on a distinguished road
Army: 1166 Cbt Het Co. Kuwait/ Iraq
Name: Dave
Joined: Feb 2013, #98247
Location: Mass
Gender: Male
Posts: 15
rfsdave's Tacoma Gallery
I also got 1.9% last week on a Tacoma.
  Reply With Quote
Old 02-24-2013, 11:40 AM   #9
Senior Member
Monster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shedMonster Coma is one of the sharper tools in the shed
 
Monster Coma's Avatar
Name: Corey
Joined: Jun 2012, #80740
Location: Central PA
Age: 22
Gender: Male
Posts: 19,359
Monster Coma's Tacoma Gallery
I'm at 2.0%
  Reply With Quote
Old 02-24-2013, 12:10 PM   #10
Senior Member
Faryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shedFaryota is one of the sharper tools in the shed
 
Faryota's Avatar
Name: Mic
Joined: Jan 2010, #30291
Location: Ridgefield, WA.
Gender: Male
Posts: 559
Faryota's Tacoma Gallery
I use my credit union....seems it's the best rate...
  Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Similar Threads
Thread Thread Starter Forum Replies Last Post
!@#%ing toyota Financial! brow 2nd Gen. Tacomas 19 06-13-2011 06:02 PM
Toyota Financial Question The Shape 2nd Gen. Tacomas 24 10-04-2010 05:59 PM
Toyota Financial Tricky Payment? NJ92783 2nd Gen. Tacomas 67 05-13-2010 07:48 AM
toyota's financial institution? 98regstick 2nd Gen. Tacomas 0 04-01-2010 05:52 AM
What's with Toyota financial?? ColdZeroBSP Off-Topic Discussion 6 11-02-2009 02:19 PM


Copyright © 2014 Tacoma Forum. Tacoma World is not owned by, or affiliated with Toyota Motor Corporation.