Geico Engaged - never have I had a more hostile phone call, State Farm called immediately after they found out and were nasty, hostile, and borderline threatening. I wish I had it recored. No matter the outcome I feel better knowing Geico has the reins now and I feel like they are much more concerned with my truck being fixed properly to insure it is safe and meets the manufacturers specifications (fixed right).
Read Toyota CRIB #'s 136,168, and 180. talking about frame damage and repair, as well as damage to the composite bed.
I feel like I still have a long way to go.
as far as the deductible, I get it back after its all said and done. The rental car is out of pocket (I didn't have rental coverage - I will in the future after this) but I recover that cost at the end as well.
Subrogation = I'm thinking its the equivalent of dropping an office nuke in the insurance world. WOW - can't believe the way that dude talked to me - crazy!