I would wait for year end sales, buy an offroad model with the biggest price cut you can get. i would guess 27-28k with the end of year close-out but i could be looney
Then buy the trd baja suspension $1550 and throw it on.
unless you really like the rims, then go for it. $34k is not a bad deal, but like someone else mentioned i would try to get an additional 1k off since its an access cab.