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Where to get a loan

Discussion in '2nd Gen. Tacomas (2005-2015)' started by slimsdepot, May 28, 2009.

  1. May 28, 2009 at 9:54 PM
    #21
    slimsdepot

    slimsdepot [OP] slimsdepot.com

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    On their site the only auto loan is for a student. Guess I shoulda put two together with the CU's name lol.
     
  2. May 28, 2009 at 9:55 PM
    #22
    NMG

    NMG Well-Known Member

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    Absolutely!
     
  3. May 28, 2009 at 10:02 PM
    #23
    ilovetacos

    ilovetacos Well-Known Member

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    Sold!
    I am not seeing where you see that on the site???

    But you have to live in this area to get a loan thru them. I would check every credit union in your area. They may have a special going on right now. Good luck! and nice FICO score!
     
  4. May 28, 2009 at 10:17 PM
    #24
    slimsdepot

    slimsdepot [OP] slimsdepot.com

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    Thanks man! I will post up what I get when I pull the trigger. :)
     
  5. May 28, 2009 at 11:01 PM
    #25
    jdkeller

    jdkeller How many words can be fit in this s

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    Jonathan
    Inland Empire, Ca
    Vehicle:
    2008 Tacoma Prerunner TRD Offroad
    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    I have my loan through Arrowhead credit union if that helps. My credit score was like 750 i think. Pretty decent apr.
     
  6. May 28, 2009 at 11:01 PM
    #26
    slimsdepot

    slimsdepot [OP] slimsdepot.com

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    Whats your APR if you dont mind me askin
     
  7. May 28, 2009 at 11:02 PM
    #27
    jdkeller

    jdkeller How many words can be fit in this s

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    Inland Empire, Ca
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    2008 Tacoma Prerunner TRD Offroad
    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    i forgot. let me check....
     
  8. May 28, 2009 at 11:05 PM
    #28
    jdkeller

    jdkeller How many words can be fit in this s

    Joined:
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    Inland Empire, Ca
    Vehicle:
    2008 Tacoma Prerunner TRD Offroad
    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    its 7%. Im 21 though. 20 when i got it. So i think that might take into account. I know its not the best but I didnt buy my truck from the dealer. Check them out though. Might be better if your older.
     
  9. May 28, 2009 at 11:20 PM
    #29
    slimsdepot

    slimsdepot [OP] slimsdepot.com

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    thats a good rate for your age when you got the truck. My rate is currently 8.9 and im 25. I got raped by TFS
     
  10. May 28, 2009 at 11:22 PM
    #30
    jdkeller

    jdkeller How many words can be fit in this s

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    Jonathan
    Inland Empire, Ca
    Vehicle:
    2008 Tacoma Prerunner TRD Offroad
    Dome light LED, 6000k HID Headlights and fogs, Grillcraft black mesh, rear 5100's, Total Chaos UCA's, 285/75/16 BFG KM2's, Spidertrax spacers, Blacked out emblems, cb,kenwood tm270 ham radio, All Pro 3" leaf pack, Fox 2.0 coilovers, Revenge Fab Sliders, u bolt flip kit, Pioneer avh4200, bed bar with light and antenna, Wet Okoles, Weathertech Mats, Wet Okole Armrests, Rear KR Fab bumper, bed mat, N-Fab spare tire carrier with full size spare on 16" TRD rim, Bedlinered flares and grille. Camburg Spindles, All Pro front fenders.
    I dont know if there are any arrowhead credit unions by you. you would have to check.
     
  11. May 29, 2009 at 1:04 AM
    #31
    Robocop

    Robocop Well-Known Member

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    My dealer actually pulled a slick deal for me and I did not even know they had done so....

    I have excellent credit with a 785 credit score. The dealer told me with that score I could get 4.5% at 60 months. I allowed them to handle the financing and when I got my payment book I was shocked to find it was a local credit union. I thought one had to be a member with an account at a credit union in order to get a loan so I called to ask about it.

    I found out that my dealer actually set me up an account with 5 dollars in it and then went through with the loan as I was now a member who actually had an account.

    Now every payment I send in I add a few dollars extra towards the purchase as well as 20 dollars into my new account. Pretty slick and good thinking on the dealers part. My payment is 498 per month on a 2009 model where my trade in was 410.00 and financed with a little higher rate. I came out pretty good and at the time Toyota was not showing any real incentives towards financing.

    Credit score is the real factor involved I believe and we all know many lenders these days are not willing to lend money to very many people.
     
  12. May 29, 2009 at 5:24 AM
    #32
    Pster

    Pster Well-Known Member

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    Bak Flip bed cover, shorty antenna, Peripheral iPod interface, Garmin 750 mount, add'l bed tie down rings, Westin nerf bars, hitch safe, tailgate lock, Ideal 1 3/4" turn-key clamp to secure tailgate from removal, Spare tire security cable, spare tire stainless air hose extender, Fumoto oil drain valve, Amp Research Bed X-Tender w/Schlage Cable Lock, bed mat, Redline hood struts
    I plan around the max 5% increase......I can handle it. I have done nothing but 3/1 and 5/1 ARMS for 30 years and have beat the shit outa the market.
     
  13. May 29, 2009 at 7:08 AM
    #33
    SuperWhiteDC09

    SuperWhiteDC09 Active Member

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    Extang Tonno III, Toyota Tow Package, Reese receiver lock, and hopefully lots more soon.
    Check out the Credit Unions I just bought my truck and the best Toyota would give me was like 4.9% and I got a 60 mos loan from Palmetto State Federal Credit Union for 3.9%. I know that the Delta Community Credit Union Last month had rates as low a .25% you do not have to be a Delta Employee anymore to belong to their credit union.
     
  14. May 29, 2009 at 8:22 AM
    #34
    ImpulseRed008

    ImpulseRed008 Gone But Not Forgotten

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    OEM SS tube steps, Access LE tonneau cover, pop n'lock, AVS in-channel vent visors, stubby antenna, Wet Okole seat covers, bed mat, rear diff breather mod, 4 extra d rings in bed, K&N air filter.
    When I bought my toyota, USAA had a better rate than toyota or my credit union or any of the banks around here.

    The finance guy when I bought it tried his darndest to get me to finance through him... he was a real (I have never said this about anyone, but will about this jerk) di__ .
     
  15. May 29, 2009 at 8:32 AM
    #35
    djs05tacoma

    djs05tacoma Well-Known Member

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    3" OME Lift, 285's
    I got my 05 tacoma financed with Patelco in January and got 6% for 60 months as a used truck, could have been 5.5 for a new truck, also could have stretched it to 72 months for 6.5%. Great credit union to deal with, never had any issues with them, and this is the 2nd vehicle I financed with them.

    I hate to do it, but my 04 GTO was financed with B of A, I bought April 08 and got 3.9 as a used car for 60 months, beat my pre-approved rate from Patelco so I couldn't pass, might be worth a look although their customer service is terrible after I paid the car off it took them nearly 6 weeks to send me any paperwork or the title for the car.
     
  16. May 29, 2009 at 9:15 AM
    #36
    Richman21

    Richman21 I think therefore I'm a Democrat

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    Hardwire radar detector. Tube steps.
    My credit union financed mine at 5.25% for 72 months.
     

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