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Insuring your lifted truck

Discussion in '2nd Gen. Tacomas (2005-2015)' started by bigmooze, Nov 24, 2009.

  1. Nov 25, 2009 at 6:42 AM
    #21
    Dark Knight

    Dark Knight Well-Known Member

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    NC/SC
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    A few bolts are different.
    lol... when my truck got hit a few years back.... the insurance adjuster just looked at me and shook his head when he showed up and saw all the PIAA lights across the front that were smashed. Everything was covered but they did not like that it was... :)
     
  2. Nov 25, 2009 at 6:42 AM
    #22
    Rudbwoy7s

    Rudbwoy7s Well-Known Member

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    08 Double cab 4x4 sr5
    3" Revtek suspension lift, 17" Black and silver American Eagle Alloy wheels, 285/70 Nitto Terra Grapplers, Flowmaster 40 series muffler, sockmonkey brake light cover, Maglight mod, Viper alarm, Smith & Wesson hitch receiver cover

    I doubt they would be able to tell it was lifted if you go 2.5" inches. insurance companies usually just go snap a quick pic for their records.
     
  3. Nov 25, 2009 at 6:44 AM
    #23
    Rudbwoy7s

    Rudbwoy7s Well-Known Member

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    08 Double cab 4x4 sr5
    3" Revtek suspension lift, 17" Black and silver American Eagle Alloy wheels, 285/70 Nitto Terra Grapplers, Flowmaster 40 series muffler, sockmonkey brake light cover, Maglight mod, Viper alarm, Smith & Wesson hitch receiver cover
    plus why would dealerships sell lifted Tacomas if they couldnt be insured, makes no sense.
     
  4. Nov 25, 2009 at 7:24 AM
    #24
    Reaper22

    Reaper22 Well-Known Member

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    Palmyra Missouri
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    Radient Red, Red Grille, Debadge'd, Blacken'd Headlights, DTRL's, Cruise Control, Fog Lights, 2 1\2" suspension lift, 285\75\16 Nitto Dune Grapplers, Pioneer Premier DEH-P510UB stereo, Pioneer 3 way fronts with factory tweeters & Kenwood tweeters, Kenwood truck boxes behide seats with 8" subs in each, Wet suit like tacoma seat covers
    Now that is a good idea man...
     
  5. Nov 25, 2009 at 7:35 AM
    #25
    Masada

    Masada Well-Known Member

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    Laveen, AZ
    Vehicle:
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    All Pro Steel Plate Front Bumper| All Pro Light Bar| All Pro IFS Skid Plate| All Pro E-locker guard| PIAA 510 Fog Lights| Hella 700FF| Fox 2.5 Coilover| Bilstein 5100 on the rear| BHLM| Grill Craft MX Series insert| Added two D-rings to bed|AVID Off Road sliders| AFE Dry Flow S| Gibson Cat Back| Custom Bedbar with hilift mount| Camburg 1" Uni-Ball UCA's| Hi-Lift 48" Extreme
    To the OP:

    Why would they even know if you lifted the truck? Did you call to ask them first or something? I'm just curious as to why the insurance company was involved to begin with.

    Like others have already said, I would look into a new insuring company.
     
  6. Nov 25, 2009 at 7:37 AM
    #26
    rutherk1

    rutherk1 ElPhantasmo&TheChickenRunBlastarama

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    Thats the problem. You have a woman as your agent.
     
  7. Nov 25, 2009 at 7:39 AM
    #27
    Masada

    Masada Well-Known Member

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    Laveen, AZ
    Vehicle:
    05 Tacoma 4x4 TRD Off Road
    All Pro Steel Plate Front Bumper| All Pro Light Bar| All Pro IFS Skid Plate| All Pro E-locker guard| PIAA 510 Fog Lights| Hella 700FF| Fox 2.5 Coilover| Bilstein 5100 on the rear| BHLM| Grill Craft MX Series insert| Added two D-rings to bed|AVID Off Road sliders| AFE Dry Flow S| Gibson Cat Back| Custom Bedbar with hilift mount| Camburg 1" Uni-Ball UCA's| Hi-Lift 48" Extreme

    LOL :laugh: :yay:

    Oh and to answer the op's question, no my insurance company didn't give me any grief after I got in my accident and told them what I wanted to do. They just asked where they send the check.
     
  8. Nov 25, 2009 at 8:23 AM
    #28
    longbow

    longbow I see you now..................

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    Indiana
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    05 Tacoma Silver Mica TRD 4 Door
    Toy-tec Coil over lift, Eibach 700 lb springs, Sway bar relocate, Total Chaos UCA's, Moto metal wheels, BFG mudterrians, HID, custom 3 piece grill, Highlift jack w/custom mount, Highlift jack cover, bed matt, de-badged 100%, storage box lock mod, using defrost w/o AC mod, short antenna mod, horn re-locate, Tire Gate flat spare tire mount, engine cover painted, bed light (1) mod, wreck bar carrier, Blue Sea 5026 fuse block, center console outlet, flash light mod, Blue Sea inline fuse, Shrockworks sliders, All-Pro front bumper, Piaa 510 driving lights, Warn shackles front, Kennesaw rear bumper, "Tag Boltz" plate lights, Warn shackles rear, Warn M8000 winch, devil horns, BHLM, weathech liners front and rear.....T.W. sticker of course. Custom Sock bed decal for Michele
    I checked with mine, as long as I can prove via receipts or pictures (showed him TW) that said items were on the truck he would insure for going amount.
    He said I better not let anything happen to it..........:D
     

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