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Acorns Investing App

Discussion in 'Stocks & Investments' started by dpow, Mar 25, 2014.

  1. Mar 25, 2014 at 9:39 PM
    #1
    dpow

    dpow [OP] Well-Known Member

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    Have you guys looked at this? Saw it on USA Today. They take your spare change and automatically invest it into ETFs. Interesting.

    https://www.acorns.com/?group=10
     
  2. Mar 25, 2014 at 9:42 PM
    #2
    Bennett707

    Bennett707 Station707

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    Interesting
     
  3. Sep 16, 2014 at 1:26 PM
    #3
    JDHy2021

    JDHy2021 Active Member

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    Great concept, but horribly flawed.

    The ROI relative to the maintenance and account fees makes your Acorns investment slightly above inflation adjustments. $1 a month subtracted from an average $10.00/mo. in "roundups" equals a (10)% return for that month. You'd be lucky to net a 5-6% YTD return on ETFs with extreme diversification. Not to mention Uncle Sam's greedy hands all over your realized gains.

    Besides, investing directly into a company offers a sustainable answer to capital appreciation and wealth creation.

    Just my $0.02.

    P.S. Grab a healthy stake in AAPL before the iWatch takes off. Wearable computing is the future.
     
    TXpro4X4 likes this.
  4. Jul 24, 2017 at 7:32 AM
    #4
    TXpro4X4

    TXpro4X4 Fuck Cancer!

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    I think it's a $1 a month after you reach $5000 and increments like that.
    They have not taken any money from me.
     
    tcjacado likes this.
  5. Aug 20, 2017 at 12:47 AM
    #5
    Chris24

    Chris24 Well-Known Member

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    I had like $500 in it for 6 months to test it out and they definitely took a fee every month. After 6 months on "aggressive" I had no gain, just a slight loss. Took my money out, lol.
     
    TXpro4X4[QUOTED] likes this.
  6. Aug 20, 2017 at 9:53 AM
    #6
    TXpro4X4

    TXpro4X4 Fuck Cancer!

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    Toy Stuff..... Faktor Amber lights on in the grill. Under front bumper led rock lighting. Center counsel c.b mod with under the hood p.a. Anytime foglight mod. R.G.B tape light for inside toekick lighting. Front and back. Front weathertech floor mats. De-Baged except TOY on tailgate. FJ style 6 speed shifter knob. Rubber tacoma bed mat. Trd exhaust. Trd 16in beadlocker style wheels. Electrical a/c 115volt plug/usb mod next to passenger knee. Fox 2.5 coilovers. Icon 2.0's in the rear. Rear locker any-time mod. Abs kill switch mod. All Pro ISF front skid Pelfrey built front differential skid Baja design pro pods Rigid pods CBI pods brackets Mobtown tailgate guard RIP Mobtown Caliraised rear amber pod lights CJ Jumper- map, running, amber fog, reverse, and license plate led bulbs Pedal Commander
    I've only put 100 and gained 25
    Fluctuating of course, they take there 1 of course but I keep investing by my round up with change.
    I mean if you're going to put 500 bucks into something you might as well put it into a CD that you can't touch cuz then you might gain some actual money. I take it as a kind of like a big poker machine sometimes you get lucky sometimes you dont
     
    tcjacado likes this.
  7. Aug 20, 2017 at 10:32 PM
    #7
    Chris24

    Chris24 Well-Known Member

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    you've seen a 25% return?? over what time frame? most ive seen people get with acorns is like 8%... I was just seeing what would happen with my 500...but like you said I'd rather have the money in a CD or my 1.2% savings acct lol
     
    TXpro4X4[QUOTED] likes this.
  8. Aug 21, 2017 at 8:01 AM
    #8
    TXpro4X4

    TXpro4X4 Fuck Cancer!

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    Toy Stuff..... Faktor Amber lights on in the grill. Under front bumper led rock lighting. Center counsel c.b mod with under the hood p.a. Anytime foglight mod. R.G.B tape light for inside toekick lighting. Front and back. Front weathertech floor mats. De-Baged except TOY on tailgate. FJ style 6 speed shifter knob. Rubber tacoma bed mat. Trd exhaust. Trd 16in beadlocker style wheels. Electrical a/c 115volt plug/usb mod next to passenger knee. Fox 2.5 coilovers. Icon 2.0's in the rear. Rear locker any-time mod. Abs kill switch mod. All Pro ISF front skid Pelfrey built front differential skid Baja design pro pods Rigid pods CBI pods brackets Mobtown tailgate guard RIP Mobtown Caliraised rear amber pod lights CJ Jumper- map, running, amber fog, reverse, and license plate led bulbs Pedal Commander
    Idk how long it's been I'd have to look. It's been over a year I know that.
     
  9. Sep 13, 2017 at 5:44 PM
    #9
    TXpro4X4

    TXpro4X4 Fuck Cancer!

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    Toy Stuff..... Faktor Amber lights on in the grill. Under front bumper led rock lighting. Center counsel c.b mod with under the hood p.a. Anytime foglight mod. R.G.B tape light for inside toekick lighting. Front and back. Front weathertech floor mats. De-Baged except TOY on tailgate. FJ style 6 speed shifter knob. Rubber tacoma bed mat. Trd exhaust. Trd 16in beadlocker style wheels. Electrical a/c 115volt plug/usb mod next to passenger knee. Fox 2.5 coilovers. Icon 2.0's in the rear. Rear locker any-time mod. Abs kill switch mod. All Pro ISF front skid Pelfrey built front differential skid Baja design pro pods Rigid pods CBI pods brackets Mobtown tailgate guard RIP Mobtown Caliraised rear amber pod lights CJ Jumper- map, running, amber fog, reverse, and license plate led bulbs Pedal Commander
    Yhea I don't expect much when not putting in much like these people that have money.

    Savings account is another way to look at things
     
    dtaco06[QUOTED] likes this.
  10. Sep 13, 2017 at 6:29 PM
    #10
    TXpro4X4

    TXpro4X4 Fuck Cancer!

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    Toy Stuff..... Faktor Amber lights on in the grill. Under front bumper led rock lighting. Center counsel c.b mod with under the hood p.a. Anytime foglight mod. R.G.B tape light for inside toekick lighting. Front and back. Front weathertech floor mats. De-Baged except TOY on tailgate. FJ style 6 speed shifter knob. Rubber tacoma bed mat. Trd exhaust. Trd 16in beadlocker style wheels. Electrical a/c 115volt plug/usb mod next to passenger knee. Fox 2.5 coilovers. Icon 2.0's in the rear. Rear locker any-time mod. Abs kill switch mod. All Pro ISF front skid Pelfrey built front differential skid Baja design pro pods Rigid pods CBI pods brackets Mobtown tailgate guard RIP Mobtown Caliraised rear amber pod lights CJ Jumper- map, running, amber fog, reverse, and license plate led bulbs Pedal Commander
    About the same here
     
    dtaco06[QUOTED] likes this.
  11. Jul 26, 2018 at 4:50 PM
    #11
    jknubbles

    jknubbles Well-Known Member

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    Same story here. Put 1500.00 in for a yet... made 8.00 bucks . Withdrew.
     
  12. Jul 26, 2018 at 5:00 PM
    #12
    jknubbles

    jknubbles Well-Known Member

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    Jealous. It’s all about when you made that initial deposit... I might retry when the market dips.
     
  13. Apr 13, 2019 at 11:39 PM
    #13
    20somethingwidataco

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    I've put 10 in and gained 7, no fees taken. Besides my retirement this is the only investing I do til I do enough research to start with Robin Hood
     
    TXpro4X4 likes this.

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