Originally Posted by WorldBFree
My 2 cents....
I worked over 13 years as an insurance claims adjuster. I averaged about 2-3 stereo theft claims a week (1 adjuster, in 1 office, in 1 city). Spring break that would jump to about 20-30 per day. In 13 years, I never had 1 single claim for a theft of an OEM unit.
If you install an aftermarket unit/speakers in the manufacturer's intended location than you are covered if you have comprehensive coverage--you will just need to prove what you had installed (receipts). It will not cost you anything additional in premiums, You will have to pay your deductible though if you have a claim.
If you install speaker boxes, cd changers, are anything else not installed in manufacturer's intended location then you will need to purchase and additional waiver to cover those items. If it is not permanently installed in the vehicle it is not covered. (i.e. GPS unit suction cupped to your windshield)
Personally, I will never use anything other than OEM....but, to each his own.
I just got a 2012 Tacoma and the audio sucks (was very surprised because I thought the SR5 had decent audio). I like the OEM deck, it's decent looking enough and has MP3 through CD and I like how it gives me the song names and such.
What I would like to do though is a few things. Just curious to know if they can be done and a few other things as well.
1st - I'd like to somehow make the USB charger actually be an input to the deck so I can play tunes from my USB stick. I can't do it myself but I could have a car audio place do it, but need to know if it can be done. I don't trust some of them. I went to one place and of course, they say you can only do it if you replace the deck. Not sure if they just want to sell me a deck or if it can't really be done with the OEM deck.
Second - I don't want a sub or amp but I would like to improve the sound somewhat. If I were to replace the speakers with quality speakers would that make much of a difference with keeping the OEM deck? Again, I asked the audio dealer and yet again, back to suggesting a $400 deck. And if by chance I did want to add a small amp to help give the new speakers some kick and higher volume - would the OEM deck do that or not. I was thinking there could be a buttom below the steering wheel or something that you could push to power on the amp for louder tunes since the volume on the OEM doesn't really go that high.
Thanks for any help guys.