Looking for used "bull bar" to '02 tacoma

I just got into a fender bender a month ago and had some work done the front and rear of my truck. Unfortunately the blood-sucking, insurance agency won't cover the Westin "bull bar" I had on the front. I am in the market for a used one if anyone knows of one drop me a line. I will take either the chrome or black one. Will need all the hardware too.

 

Why wont they cover it?

 

they don't cover "after market" add ons such as the bullbar.

 

Hmm good to know.

 

Yeah, a friend of mine ran into that crap. She had a subwoofer stolen from her trunk. So she filed a claim and they said it wasn't covered because it's not considered part of the car. So she tried to file under her renters insurance but they wouldn't pay that claim either because the sub was considered part of the car (same company).

For auto insurance, you usually have to add extra coverage to get add-ons covered.