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I just saved $120/mth switching from USAA to Geico

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Old 12-03-2012, 10:02 PM   #1
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Zac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shed
 
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I just saved $120/mth switching from USAA to Geico

It's almost to good to be true.
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Old 12-03-2012, 10:04 PM   #2
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Gelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shed
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Make sure you check over ALL of your previous and now coverages . Companies are notorious on cutting down coverages to have a better bottom line .
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Old 12-03-2012, 10:06 PM   #3
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Zac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shed
 
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Quote:
Originally Posted by Gelo760 View Post
Make sure you check over ALL of your previous and now coverages . Companies are notorious on cutting down coverages to have a better bottom line .
I made sure everything was the same across the board. Thanks for the tip though.
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Old 12-03-2012, 10:10 PM   #4
Slamry
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Originally Posted by Zac808 View Post
It's almost to good to be true.
Damn, that's crazy. I only pay $106 a month to begin with.
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Old 12-03-2012, 10:15 PM   #5
The Man!
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Originally Posted by 1337Taco View Post
Damn, that's crazy. I only pay $106 a month to begin with.
X2 we only pay like 115 for my truck and the wife's car
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Old 12-03-2012, 10:20 PM   #6
Do. Or do not. There is no try. -Master Yoda
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I pay 75.22$ a month with GEICO
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Old 12-03-2012, 10:25 PM   #7
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Gelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shedGelo760 is one of the sharper tools in the shed
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It's not what you pay . It's your coverage .
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Old 12-03-2012, 10:31 PM   #8
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TeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shedTeamSarcasm is one of the sharper tools in the shed
 
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we have a winner ^

That being said, I pay 0$ a month, suck it bishes
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Old 12-04-2012, 05:41 AM   #9
RAT Products
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I'm about $70 a month or so. That's with being under 25. No crashes or tickets though. Great coverage from west bend.
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Old 12-04-2012, 05:45 AM   #10
XXXXXXXXXXXXXXXXXXXX
T@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shedT@co_Pr3runn3r is one of the sharper tools in the shed
 
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Congrats & like with lots of things nowadays, it pays to shop around and see who has a better deal for ya. Customer or employee loyalty doesn't count for much any more. People can say it does but reality proves them wrong much more often than not.
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Old 12-04-2012, 08:27 AM   #11
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Originally Posted by T@co_Pr3runn3r View Post
Congrats & like with lots of things nowadays, it pays to shop around and see who has a better deal for ya. Customer or employee loyalty doesn't count for much any more. People can say it does but reality proves them wrong much more often than not.
Yep. Ive been with USAA for 6 yrs. And they wouldnt budge for auto.
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Old 12-04-2012, 08:34 AM   #13
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Does anyone know if you leave USAA for another company, Are you eligible to come back to USAA again?

I personally have USAA for my Auto Ins, Homeowner's Ins, and my truck loan. I have shopped around before, but for the little bit I would be saving, it wasn't worth it to me. USAA has been great. When I first got my truck, I hit a deer and did about $3700 in damage to the front end. USAA cut a check to the body shop immediately after the quote, and I had my truck back in two days. I Hit the deer Monday evening, Dropped the truck off Tuesday morning, Picked it up on Thursday afternoon about 2pm.

Edit: $120 a month! Jesus! I only pay $99 a month for mine. You saved more than I pay... Although I can't say much, when I was 19, I was paying $290 a month for insurance and USAA put me on a high risk policy due to a couple accidents and speeding ticket within a short period of time.
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Old 12-04-2012, 08:36 AM   #14
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Wow nice, I have USAA (pay $92.50 a month for a 12 with a not at fault accident) and
Geico wanted to charge $250 a month
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Old 12-04-2012, 10:34 AM   #15
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Zac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shed
 
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Quote:
Originally Posted by macgyver View Post
Does anyone know if you leave USAA for another company, Are you eligible to come back to USAA again?

I personally have USAA for my Auto Ins, Homeowner's Ins, and my truck loan. I have shopped around before, but for the little bit I would be saving, it wasn't worth it to me. USAA has been great. When I first got my truck, I hit a deer and did about $3700 in damage to the front end. USAA cut a check to the body shop immediately after the quote, and I had my truck back in two days. I Hit the deer Monday evening, Dropped the truck off Tuesday morning, Picked it up on Thursday afternoon about 2pm.

Edit: $120 a month! Jesus! I only pay $99 a month for mine. You saved more than I pay... Although I can't say much, when I was 19, I was paying $290 a month for insurance and USAA put me on a high risk policy due to a couple accidents and speeding ticket within a short period of time.
I swapped homeowners and auto. Homeowner was able to budge a little. But was not worth it when added to auto. USAA was also charging me extra $ for a 60kadditional structure that does not exist.
If you are a vet or related to one, I dont see why you couldnt go back.
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Old 12-04-2012, 10:57 AM   #16
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Holy crud. You inspired me buddy...on a whim I checked Geico and went from $645 with Allstate to $338 six month premiums (and added a bit of car rental reimbursement which I did not have with Allstate).

I'd love to give you a nonsexual hug right now!
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Old 12-04-2012, 12:13 PM   #17
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Zac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shedZac808 is one of the sharper tools in the shed
 
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Originally Posted by friction View Post
Holy crud. You inspired me buddy...on a whim I checked Geico and went from $645 with Allstate to $338 six month premiums (and added a bit of car rental reimbursement which I did not have with Allstate).

I'd love to give you a nonsexual hug right now!
Awesome. Im glad to have helped. Even USAA said Geico has a new program that is untouchable by most insurance companies.
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Old 12-04-2012, 12:14 PM   #18
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Mapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shedMapcinq is one of the sharper tools in the shed
 
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Congrats.. emailing my brokerage now, since my rates should come down as I recently turned 25.

Edit: My broker called me back, they are lowering it by 66 bucks a month.
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Old 12-04-2012, 12:22 PM   #19
Kenny Fuckin Powers
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I switched insurance earlier in the year from Erie to State Farm. For same coverage went from 1300 a year to around 800 or so.
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Old 12-04-2012, 02:11 PM   #20
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My wife and I pay $250 for a Tacoma and Outlander Sport. Getting screwed for 15/30/15... or 25/50/25 I can't remember. One of the things I hate living in Louisiana for.
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