This is not necessarily a CCW situation.
My grandmother, in Omaha, was 83 years old. The neighborhood she lived in had gone to seed, and we all tried to talk her into coming out west with or at least near us. She was the kind of woman who made Easter baskets and Christmas cards for the neighborhood kids, and paid them to help her with the lawn. You get the picture- the whole neighborhood's gramma.
One of those kids, at 15 years old, decided an old woman like that must have a stash of money in her house somewhere... you know how the imagination can go at that age. One week in March of 98, some of the kids set fire to her garage. For what reason has never been determined. Cops took the report and went on their way.
That weekend, this 15 year old went to grandma's door, knocked, and was let in on some false pretense.
He then forced my grandma into the basement and beat her to death with a cane, food can, and a rock.
The family gathered, in Omaha, from all over the country. Obviously stressed and extremely angry, my brother, my cousin, and I decided to stay at grandmas house to protect the property while we waited for the funeral.
I slept in the basement, letting the other two have the beds.... it was no picnic, trust me.
Just before the funeral, two men in a beat up pickup parked on the street next to the house. I watched from behind the blinds as they got out, and looked over the house front to back. You can tell where this is going too, right?
As they came up onto the porch and decided whether to knock, I sent my brother and cousin out the back door to get behind them and close off their exit. I answered the door with my 1911 in plain sight. My brother, a college football linebacker, and my cousin, a large, ponytailed biker looking kid, made their presence known as I asked the men what they wanted. They stammered out that they had heard there was a racially motivated investigation going on and that some black kid was being framed for a problem in the neighborhood, and they wanted to set the record straight....
I said, yes, it was this house, it was my grandmother murdered, and they weren't going to have any sympathy from any of us.
They decided they didn't need to be talking to me about it, and ran by my backups on their way to their truck.
Sorry for the longwinded post... but the moral is- even (and maybe especially) in your own neighborhood, shit can happen that requires a gun to resolve, or prevent.
If anyone doubts my story, pm me- I'll give you names.