My Daughter just got in an accident last night with her tricked out Tacoma Prerunner!! Talked to insurance today and they are acting like they may want to total the truck before even seeing it. Truck is a 2003 TRD preunner xtra cab with total chaos long travel and king coil overs with king triple bypases, rear is a full bed cage with total chaos shackled Deavers and king triple bypases with king bumps, two spares, glass works front and rear, full cab cage, race seats and belts. The custom front bumper prevented a lot of damage but the front fenders are bowed and cracked, hood is bent up, radiator was leaking and grill is wasted ! One front tire is kicked out but just looks like the tie rod bent, Truck only has 90,000 original miles!! Any one ever deal with insurance in a situation like this? I'm thinking of going to Solo motorsports to get a estimate of what has been done to the truck and we don't want to lose the truck with a total loss!! Looks like I can fix the damage with out too much problems but this truck is her baby and we need advice on how to deal with the insurance company to save this great Tacoma from certain death if the insurance company get a hold of her. By the way we were told be the police officer at the scene that it was not her fault!! She center punched a new Tundra that pulled in front of her coming the opposite way. Tundra looked pretty BAD!