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Old 07-03-2008, 08:14 AM   #1
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prevent stolen cats

whats up everyone i got my catalytic converters stolen last weekend and its goin to cost me well my insurance company $2642 but i have to pay 500 deductable i was just wondering what you some people here are doing to prevent this?
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Old 07-03-2008, 08:17 AM   #2
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Thats bad news man, i saw another thread about this about 2 weeks ago, maybe a kind of a skid plate could be helpful....
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Old 07-03-2008, 08:29 AM   #3
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Quote:
Originally Posted by famousfernando View Post
whats up everyone i got my catalytic converters stolen last weekend and its goin to cost me well my insurance company $2642 but i have to pay 500 deductable i was just wondering what you some people here are doing to prevent this?
I dont understand why this wouldnt fall under "comprehensive" with no deductible! How did they classify this?
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Old 07-03-2008, 08:30 AM   #4
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yeah, people are starting to do skid plates over their gas tanks and cats.

Best prevention is not having them. I've been tempted to get the URD y-pipe and keeping my stock y-pipe in the garage for emissions inspections
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Old 07-03-2008, 08:33 AM   #5
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Quote:
Originally Posted by Ridgerunner View Post
I dont understand why this wouldnt fall under "comprehensive" with no deductible! How did they classify this?
im not sure the paper say comprehensive and next to it says theft
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Old 07-03-2008, 08:36 AM   #6
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Originally Posted by lsocoee View Post
yeah, people are starting to do skid plates over their gas tanks and cats.

Best prevention is not having them. I've been tempted to get the URD y-pipe and keeping my stock y-pipe in the garage for emissions inspections
thats a good idea but those urd y- pipes are kind of spendy
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Old 07-03-2008, 08:37 AM   #7
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Quote:
Originally Posted by lsocoee View Post
yeah, people are starting to do skid plates over their gas tanks and cats.

Best prevention is not having them. I've been tempted to get the URD y-pipe and keeping my stock y-pipe in the garage for emissions inspections
I am leaning that way myself. As for the tank, I may wait until I get my secondary tank installed before dicking around with a skid plate for that. All of that is after the alarm system...
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Old 07-03-2008, 08:37 AM   #8
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Exclamation

Are they giving you a check?

If so I would just buy a Y-pipe or Pipe Bomb, and use the rest of the cash for some cool mods for your truck. I would never spend that kind of cash on some Useless cats. No matter what you do, if a thief wants it bad enough he can get it, or even damage your stuff out of fustration.

Loose the Cats and end the headache...
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Old 07-03-2008, 08:38 AM   #9
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My Tacoma came with part theft insurance, exterior parts such as mirrors, mudflaps, wheels, etc has 40% off at the dealership if stolen, interior parts you pay about 5% deductible iirc of the parts stolen, but you have to show them police reports and stuff....
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Old 07-03-2008, 08:47 AM   #10
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Quote:
Originally Posted by famousfernando View Post
im not sure the paper say comprehensive and next to it says theft
If it falls under comprehensive you shouldnt have to pay a deductible.
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Old 07-03-2008, 08:56 AM   #11
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Quote:
Originally Posted by Ridgerunner View Post
If it falls under comprehensive you shouldnt have to pay a deductible.
hmmm ill have to look into that thanks
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Old 07-03-2008, 08:57 AM   #12
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Quote:
Originally Posted by eordonez View Post
My Tacoma came with part theft insurance, exterior parts such as mirrors, mudflaps, wheels, etc has 40% off at the dealership if stolen, interior parts you pay about 5% deductible iirc of the parts stolen, but you have to show them police reports and stuff....
really? is that through your car insurance or the dealership?
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Old 07-03-2008, 09:00 AM   #13
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Originally Posted by roxspin72 View Post
Are they giving you a check?

If so I would just buy a Y-pipe or Pipe Bomb, and use the rest of the cash for some cool mods for your truck. I would never spend that kind of cash on some Useless cats. No matter what you do, if a thief wants it bad enough he can get it, or even damage your stuff out of fustration.

Loose the Cats and end the headache...
yeah they wrote me a check. and yeah i agrea if they want it they will get it but if you can slow them down a little and they make some loud noise in the process maybe you can catch them. and to me the cats are useless but DEQ says you have to have it
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Old 07-03-2008, 09:03 AM   #14
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Quote:
Originally Posted by famousfernando View Post
yeah they wrote me a check. and yeah i agrea if they want it they will get it but if you can slow them down a little and they make some loud noise in the process maybe you can catch them. and to me the cats are useless but DEQ says you have to have it
have some straight pipes welded where your cats used to be. Save the money until you need to have your emissions checked.
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Old 07-03-2008, 09:06 AM   #15
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Quote:
Originally Posted by famousfernando View Post
yeah they wrote me a check. and yeah i agrea if they want it they will get it but if you can slow them down a little and they make some loud noise in the process maybe you can catch them. and to me the cats are useless but DEQ says you have to have it
Your truck wont throw a CEL, so unless they physically check for cats your emmissions check would be a Go...

Well, good luck with that.
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Old 07-03-2008, 09:07 AM   #16
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Originally Posted by lsocoee View Post
have some straight pipes welded where your cats used to be. Save the money until you need to have your emissions checked.
no exhaust shop would do that i guess its ilegal but i might look into that urd ypipe how much do those run by the way and do the 02 sensors conect to them
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Old 07-03-2008, 09:07 AM   #17
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Originally Posted by roxspin72 View Post
Your truck wont throw a CEL, so unless they physically check for cats your emmissions check would be a Go...

Well, good luck with that.
thanks
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Old 07-03-2008, 09:56 AM   #18
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Quote:
Originally Posted by Ridgerunner View Post
If it falls under comprehensive you shouldnt have to pay a deductible.
Most people save money on their insurance rates by paying a deductable on comprehensive claims similar to collision claims. I have always had a small deductible of $100 on all comprehensive coverage. Some insurance companies won't offer no-deductible rates for comp and collision based on type of vehicle and/or driver and location.
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Old 07-03-2008, 10:24 AM   #19
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Originally Posted by famousfernando View Post
whats up everyone i got my catalytic converters stolen last weekend
How did they remove them and where was the truck parked when they were stolen?
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Old 07-03-2008, 11:43 AM   #20
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Originally Posted by CometKat View Post
How did they remove them and where was the truck parked when they were stolen?
they just unbolted it. i was parked in my appatment complex parking lot
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