Originally Posted by RoyB
I'll have to check the paper work again. They called me last year asking about it and I looked at it then. It just says in the down payment box: $3000. Under type of funds, it was never checked cash/credit/check.
Now generally when you buy a vehicle, pay the down payment, you don't get a separate payment receipt from the purchase agreement from what I can recall.
Disclaimer: I am not a lawyer
If it says $3000 in the box, there is no way in hell they would've let you drive off the lot unless they got their money one way or another.
I agree with the others - don't pay them a cent unless forced to by a court judgment, and in all likelihood you have nothing to worry about.
They are alleging
that you did not pay, based on them not having any records of payment. Absence of proof is not proof of absence.
The burden of proof would be on them in court to prove that you did NOT pay, since that is their claim. If they can't show convincing evidence of that, all they have is convincing evidence that their record keeping is shoddy.
What makes the most sense to me is that the salesman pocketed the 3Gs in cash, filed the paperwork as normal, and now no longer works there. Someone went through the dealership's books and found the discrepancy. Still gets filed under NMFP.