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Today I make my Third Truck payment

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Old 01-27-2012, 09:23 AM   #1
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Today I make my Third Truck payment

And its officially paid off in
3...
2..
1.
(clicks mouse)
BOOM!


My 2011 DCSB Tacoma is fully paid off! Whoo hooo!
Now it is time for a new stereo
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Old 01-27-2012, 09:25 AM   #2
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Paid off in three payments?


Must be nice! CONGRATS!
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Old 01-27-2012, 09:26 AM   #3
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You wanna pay mine off too?
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Old 01-27-2012, 09:36 AM   #4
Aw9d [OP] Aw9d is online now
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Quote:
Originally Posted by The Driver View Post
Paid off in three payments?


Must be nice! CONGRATS!
Yes Sir, 3 payments.. And thanks! I never had a car/truck payment in my life.. Always paid for upfront in cash, didn't like not having the Title in my possession.

And I did put a very large cash amount down on the truck when I bought it.
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Old 01-27-2012, 09:37 AM   #5
Aw9d [OP] Aw9d is online now
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Quote:
Originally Posted by Kyouto42 View Post
You wanna pay mine off too?
If I get to keep it sure, I'll pay it off My wife would love your truck.
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Old 01-27-2012, 09:39 AM   #6
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Congratulations!
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Old 01-27-2012, 09:40 AM   #7
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cmack cmack cmack cmack cmack cmack cmack cmack cmack cmack cmack
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Funk yeah! Nowa time to do an SAS, right?
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Old 01-27-2012, 09:43 AM   #8
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Quote:
Originally Posted by Aw9d View Post
Yes Sir, 3 payments.. And thanks! I never had a car/truck payment in my life.. Always paid for upfront in cash, didn't like not having the Title in my possession.

And I did put a very large cash amount down on the truck when I bought it.
I know the feeling. Until 2005 ALL my car purchases were cash...


Working my way up to it! In the meantime, I salute your resolution of being deb free!!!


Debt= Being in chains!
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Old 01-27-2012, 09:46 AM   #9
Iron Beard
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Quote:
Originally Posted by Aw9d View Post
If I get to keep it sure, I'll pay it off My wife would love your truck.
haha nahhh I'll pass :P

I think I'm down to about 22k left on it...

Wait... nevermind haha
Payoff Amount $19,761.75
yay!
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Old 01-27-2012, 09:50 AM   #10
Aw9d [OP] Aw9d is online now
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Quote:
Originally Posted by cmack View Post
Funk yeah! Nowa time to do an SAS, right?
First on the list, Stereo.. Then SC.
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Old 01-27-2012, 09:52 AM   #11
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Quote:
Originally Posted by jorgea View Post
That is great. My brother is stuck paying for several months for a Honda. You are really lucky. Thanks for sharing your personal success here at http://www.tacomaworld.com
did you make an accoutn just to post that?!

















Welcome!
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Old 01-27-2012, 09:57 AM   #12
Iron Beard
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Quote:
Originally Posted by Aw9d View Post
First on the list, Stereo.. Then SC.
Booossstttttt!!!!!


After Gadget gets the U-CON out and I can finally get mine installed, you're welcome to a ride to get the motivation and itch for it :P
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Old 01-27-2012, 10:02 AM   #13
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Welcome to the club
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Old 01-27-2012, 10:05 AM   #14
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Great to hear man. I normally would pay my car in 2 years in payments. I am looking to get a tacoma. It is a headache looking for use. Probably going new.
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Old 01-27-2012, 10:12 AM   #15
Iron Beard
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Is it sad I'd probably be at like 6-7k left on payments if I never modded my truck and put that money into the payment instead? HAHA
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Old 01-27-2012, 10:23 AM   #16
Erich
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On the other hand....

My interest is only 2.99% on my loan. Although it is nice to be debt free, there's something to be said for leverage.

I'm driving an almost $30k truck for about $450/month. Instead of my money $30k sitting in the truck earning zero interest, it goes into my 401k and hopefully(usually) earns more than my 3% interest rate.

Any interest higher than 5%, I pay off, anything less I keep the loan and use the leftover monthly money, elsewhere.

To each his own and congrats on your new, fully owned truck.
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Old 01-27-2012, 10:37 AM   #17
Aw9d [OP] Aw9d is online now
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Quote:
Originally Posted by Kyouto42 View Post
Booossstttttt!!!!!


After Gadget gets the U-CON out and I can finally get mine installed, you're welcome to a ride to get the motivation and itch for it :P
I will take you up on that offer. I wanted to ride in one before I bought it to make sure its worth the amount of money I'll pay to get it installed and tuned properly.

But I LOVE super chargers.. Hate turbo's.. Can't stand lag.. I want power and I want it now!
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Old 01-27-2012, 10:43 AM   #18
Iron Beard
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Quote:
Originally Posted by Aw9d View Post
I will take you up on that offer. I wanted to ride in one before I bought it to make sure its worth the amount of money I'll pay to get it installed and tuned properly.

But I LOVE super chargers.. Hate turbo's.. Can't stand lag.. I want power and I want it now!
I'm not gunna lie... I love turbos way more haha. But, on a truck (especially like mine... armored/offroaded the fuck out) it makes more sense.

Yea man, one thing I learned so far is... the TRD flash is bad lol. That's why I'm waiting on URD since their UCON will be vastly superior to the old APR X-1. Lots more room to grow, plus a better tune out of the box with safer AFR's.
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Old 01-27-2012, 10:52 AM   #19
Kenny Fuckin Powers
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Congrats! Its great owning a vehicle with no payments. I was fortunate it enough to own mine the day I drove it off the lot. Not planning on a new truck until I can do it again.
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