So, all of those lame ass commercials we hear about "free credit report". What the catch is, it's your credit report, not score. They charge you a damn dollar for your score. So last night, I was doing some research on ways to obtain my credit score for free. I came across www.creditkarma.com. It gave me a breakdown of every credit score I have (insurance, loans, cards, etc.,) and what cards I have good chances of getting apporoved for. This was a great service for me, due to the fact I'm 21 and will need to apply for a mortage soon . But don't use freecreditreport.com because it does nothing more than give you a credit report, not your score. Now, the only downfall to this site, It doesn't give you your FICO score. FICO is what the banks look at. The 3 credit bureaus, give you a credit score. 2 of them are FICO, and the other, i don't know what it is, but it isn't FICO. But after looking this up, the non-FICO score, is usually in +/- 10 points. The only information I gave them was name, email, address, and the last 4 of my social.
Well, I'm young, and don't pay for much on credit. My score is 695. What's yours?
No, I'm not affilaited with creditkarma.com. I work and go to school.
I probably got a lot of bad spelling in here.