With the slumping economy are you having to pay less to your CC so you can pay "important " bills like utilities and mortgage? I have been working 3 days a week (and less during the holidays) and haven't been paying my balance off for the last 4+ months. Well, now it's creeping up. 0% is over and I don't want to open up 20 0% cards because it's bad for your credit. Today I transferred one card to an existing card who gave me a 0% for a year deal. The other card (my main card) is at 7.25% (thank you low prime!). I still hate the idea of carrying a balance, but there's nothing I can do This sucks. I hope construction picks up soon.
The balances aren't too bad @ 8K (used for down payment on a second rental home) and close to 7K on my primary. Just had to drop 400 bucks for a stupid eye doctor visit cause my glasses broke and I was out of contacts . I am praying nothing else happens like a furnace goes out or hot water heater. I used most of my extra fund to buy the second house and remodel it before construction slowed down. I was happy to carry no balances for the last several years after racking up quite a bit.
How's everyone else fairing out? The corvette is paid for, so worst case I can sell that and have quite a bit in the bank....but there's like 15" of snow on the ground here which doesn't help.
Well, time to go spend another 80 bucks in pet food. Yay me.