So it is November 1st, on 10 Oct 13 I was involved in a minor head on colision with a young driver that claimed she was headed to work. There where no injuries but she gave my 3 month old truck a black eye. My insurance, USAA, was quick to start the process of handling my claim. The bill is 1200 dollars and USAA fronted me everything but my 500 dollar deductable. So since Im not at fault and the damage isnt hendering the operation of my vehicle I dont feel like I should come out of pocket for being hit. But it gets better! Her insurance company doesn't cover her using her car for work. So that means they may not cover her involvment in the accident so I still have a beat up truck and a $500 deductable only until My insurance company gets the money Via a collection agency. So WTF
Please provide me with some words of wisdom
Edit. Im on a tablet and I didn't mean to include the y in the title.