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Old 07-12-2013, 09:52 AM   #272761
Glitterdick
scocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shed
 
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Originally Posted by krap22 View Post
Dick, when do you close on the new house? still have to sell the one you are in?
Hey Adam. We're on day 2 of 30 day. Just handed the deposit check over. We are in the fortunate position of not having to sell and move during escrow or some similar nonsense. We will move into the new house, do some repairs on the interior on the old (need to do some plaster/drywall/trim repair in the master, among other minor things, some staging paint...), then list the old one.

I had the agent over last night to pick up the check and see the "old" place, and she said she has three buyers in mind off the top of her head BEFORE SHE EVEN STEPPED INSIDE. It should sell no problem in this market. I should actually make some money off it too.
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Old 07-12-2013, 09:54 AM   #272762
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Originally Posted by scocar View Post
Hey Adam. We're on day 2 of 30 day. Just handed the deposit check over. We are in the fortunate position of not having to sell and move during escrow or some similar nonsense. We will move into the new house, do some repairs on the interior on the old (need to do some plaster/drywall/trim repair in the master, among other minor things, some staging paint...), then list the old one.

I had the agent over last night to pick up the check and see the "old" place, and she said she has three buyers in mind off the top of her head BEFORE SHE EVEN STEPPED INSIDE. It should sell no problem in this market. I should actually make some money off it too.

The inventory is down and people are looking to buy before interest rates jump too much more. That puts you in a very good spot.
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Old 07-12-2013, 10:01 AM   #272763
Glitterdick
scocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shed
 
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Originally Posted by krap22 View Post
The inventory is down and people are looking to buy before interest rates jump too much more. That puts you in a very good spot.
Yes. We were concerned that finding the right place would take way too long, possibly into winter. So we are sort of in disbelief that we found this puppy and knew we had to strike fast.
We haven't locked yet, but probably will today. Rates went down a notch yesterday. The way things are going, I'll be happy with 4.8/30 yr. We are putting 30% down.

Just want to get the old place listed by end of Aug.
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Old 07-12-2013, 10:04 AM   #272764
ASE Master Tech
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I would be willing to hire her to work in my shop. I bet she would bring in a TON of business in the doors.
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Old 07-12-2013, 10:05 AM   #272765
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Originally Posted by krap22 View Post
The inventory is down and people are looking to buy before interest rates jump too much more. That puts you in a very good spot.
Wish I would have known rates were going up. Id have sold the house before moving here without a question on price
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Old 07-12-2013, 10:13 AM   #272766
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Originally Posted by scocar View Post
Yes. We were concerned that finding the right place would take way too long, possibly into winter. So we are sort of in disbelief that we found this puppy and knew we had to strike fast.
We haven't locked yet, but probably will today. Rates went down a notch yesterday. The way things are going, I'll be happy with 4.8/30 yr. We are putting 30% down.

Just want to get the old place listed by end of Aug.
Scary, I locked in April 15th at 3.625/30 yr with 15% down.

Quote:
Originally Posted by Haslefre View Post
Wish I would have known rates were going up. Id have sold the house before moving here without a question on price
Rates had to go back up at some point. I was thinking closer to the end of the year, but then saw them start ticking up and locked in ASAP. Glad I did. The rates couldn't stay that low for ever. They will continue to go up if there is good news regarding the economy.
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Old 07-12-2013, 10:19 AM   #272767
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Quote:
Originally Posted by krap22 View Post
Scary, I locked in April 15th at 3.625/30 yr with 15% down.



Rates had to go back up at some point. I was thinking closer to the end of the year, but then saw them start ticking up and locked in ASAP. Glad I did. The rates couldn't stay that low for ever. They will continue to go up if there is good news regarding the economy.
If I sell now it will be in 3 years when I find out whether I go back to Wichita or not. If I don't then I'll more than likely sell the place. If I do I'll probably sell within a year of being back there
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Old 07-12-2013, 10:25 AM   #272768
JDMcQ [OP] JDMcQ is offline
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Originally Posted by BamaToy1997 View Post
I would be willing to hire her to work in my shop. I bet she would bring in a TON of business in the doors.
Just please, do not ask the other techs to wear that uniform.
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Old 07-12-2013, 10:56 AM   #272770
Glitterdick
scocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shed
 
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Originally Posted by krap22 View Post
Scary, I locked in April 15th at 3.625/30 yr with 15% down.
Yep. It is a very different environment from April, and obviously we're in a different zip than you. But even so, Jeanne and I are both 800+ FICO.

Even the mortage brokers are scratching their heads because the Fed market manipulation with treasuries has completely undermined the good old days of stocks up, rates down. The realtionship is now anyone's guess, especially with the recent FOMC chatter of backing off the quant. easing. So everyone is speculating. You got very lucky to have nailed in April before that happened.

Still, anything below 5 is historically very low.
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Old 07-12-2013, 12:05 PM   #272771
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Originally Posted by scocar View Post
Yep. It is a very different environment from April, and obviously we're in a different zip than you. But even so, Jeanne and I are both 800+ FICO.

Even the mortage brokers are scratching their heads because the Fed market manipulation with treasuries has completely undermined the good old days of stocks up, rates down. The realtionship is now anyone's guess, especially with the recent FOMC chatter of backing off the quant. easing. So everyone is speculating. You got very lucky to have nailed in April before that happened.

Still, anything below 5 is historically very low.

Rates are still very low when you look long term. I was within 3 weeks of having to pay an extra $200/ month on my mortgage just because of interest rates.
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Old 07-12-2013, 12:07 PM   #272772
I support a velociraptor free workplace.
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Originally Posted by scocar View Post
Yep. It is a very different environment from April, and obviously we're in a different zip than you. But even so, Jeanne and I are both 800+ FICO.

Even the mortage brokers are scratching their heads because the Fed market manipulation with treasuries has completely undermined the good old days of stocks up, rates down. The realtionship is now anyone's guess, especially with the recent FOMC chatter of backing off the quant. easing. So everyone is speculating. You got very lucky to have nailed in April before that happened.

Still, anything below 5 is historically very low.
Freaken insanity
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Old 07-12-2013, 12:09 PM   #272773
Senior Member
krap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shed
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Freaken insanity

yep, leave it up to the feds to fuck shit up.
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Old 07-12-2013, 12:11 PM   #272774
I support a velociraptor free workplace.
BrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shed
 
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yep, leave it up to the feds to fuck shit up.
I is not surprised at all.
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Old 07-12-2013, 02:03 PM   #272777
too many frogs, not enough princes...
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drugs are bad, kids...
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Old 07-12-2013, 02:22 PM   #272778
I support a velociraptor free workplace.
BrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shedBrokenTusk is one of the sharper tools in the shed
 
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Old 07-12-2013, 02:23 PM   #272779
Senior Member
krap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shedkrap22 is one of the sharper tools in the shed
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drugs are bad mmm-kay, kids...
Fixed.
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Old 07-12-2013, 02:28 PM   #272780
Glitterdick
scocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shedscocar is one of the sharper tools in the shed
 
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Hmmm. This gives me an idea for a new medicine cabinet.
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