making a down payment.. how much?

EXACTLY!!!! Thank You ! I fought with a dealer in Portland for two days when we bought my wides 2010 4runner!!

 

BRAC'd?

 

correction WIFES 2010 4runner ! she's not wide even though she is pregnant she is still skinny and beautiful!

 

Bro if your a member of a credit union, check out the load situation with them and work your numbers. Get approved then go to the dealer and make your purchase. That way you have a check, now what your interest rate is going to be ( no chance of a phone call a week later saying the finance guy messed up) And your free to shop around and not stuck at just what that dealershiop has

 

it was on the chopping block but the state of SD wanted to keep it cause of its economic value and all that garbage so now they are renovating it with new buildings and all that jazz. its cool though i like it here.

 

thanks. def. going to check around. ive gotten pretty good rates with chase and will have to check with usaa.

 

once you decide on numbers, my other favorite way to save money is to pay more than once per month. in my case, my loan payment was 395 or so per month. i paid 200 every other week when i got paid via an automatic payment. it will save you quite a few dollars in intrest and pay off your loan a bit faster as well.