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what dealerships don't want you to know

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Old 05-26-2008, 10:52 AM   #1
aaronatl [OP] aaronatl is offline
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what dealerships don't want you to know

dealerships offer GAP insurance for about $750applied to your loan. over 36 / 60 / 70 monthsOuch!!!!not a good investment..Although it is good to have. your current car insurance can offer the same GAP insurance for about 5 dollars extra on current premium.Example: 5 * 12 = $ 60 $60 * 5 years = $ 300one other thing, you have 30 days to cancel the GAP on current loan/ finance contract. submit your tips, for new buyers
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Old 05-26-2008, 11:33 AM   #2
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I just bought my new Tacoma last Friday. The loan consultant spent about a half hour explaining the extra services I could have rolled into my loan, including GAP and about 10 others.

I didn't take any of them, but thanks for the tip, I didn't know my current insurance could cover it.
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Old 05-26-2008, 02:26 PM   #3
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I got my wife a new car in January and GAP insurance was one thing offered there too...it was actually reasonable for $354 so I took it
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Old 05-27-2008, 03:58 PM   #4
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By GAP do you mean the time it takes for you to trade in your old truck for a new one and drive home and call your ins. co. to add the new one?
AAA gives you a couple weeks of overlap to take care of this.
Never had anyone try to sell me anything here in California except stupid extended warranties or overpriced alarms.
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Old 05-27-2008, 04:02 PM   #5
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no its more like you buy a new Taco and wreck it the next week.....well with the 4000 miles you put on it its worth 5000 less than what you gave for it so your out $5k....the gap coverage would cover the difference between what the insurance gives you vs what the replacement cost would be for a new one. The figures are not correct but I think you get the idea
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Old 05-27-2008, 04:27 PM   #6
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My gap insurance was $450 I paid it in cash along with all there B.S. fee's
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