Today I make my Third Truck payment

And its officially paid off in
3...
2..
1.
(clicks mouse)
BOOM!


My 2011 DCSB Tacoma is fully paid off! Whoo hooo!
Now it is time for a new stereo

 

Paid off in three payments?


Must be nice! CONGRATS!

 

You wanna pay mine off too?

 

Yes Sir, 3 payments.. And thanks! I never had a car/truck payment in my life.. Always paid for upfront in cash, didn't like not having the Title in my possession.

And I did put a very large cash amount down on the truck when I bought it.

 

If I get to keep it sure, I'll pay it off My wife would love your truck.

 

Congratulations!

 

I know the feeling. Until 2005 ALL my car purchases were cash...


Working my way up to it! In the meantime, I salute your resolution of being deb free!!!


Debt= Being in chains!

 

haha nahhh I'll pass

I think I'm down to about 22k left on it...

Wait... nevermind haha
Payoff Amount $19,761.75
yay!

 

First on the list, Stereo.. Then SC.

 

did you make an accoutn just to post that?!

















Welcome!

 

Booossstttttt!!!!!


After Gadget gets the U-CON out and I can finally get mine installed, you're welcome to a ride to get the motivation and itch for it

 

Welcome to the club

 

Great to hear man. I normally would pay my car in 2 years in payments. I am looking to get a tacoma. It is a headache looking for use. Probably going new.

 

Is it sad I'd probably be at like 6-7k left on payments if I never modded my truck and put that money into the payment instead? HAHA

 

My interest is only 2.99% on my loan. Although it is nice to be debt free, there's something to be said for leverage.

I'm driving an almost $30k truck for about $450/month. Instead of my money $30k sitting in the truck earning zero interest, it goes into my 401k and hopefully(usually) earns more than my 3% interest rate.

Any interest higher than 5%, I pay off, anything less I keep the loan and use the leftover monthly money, elsewhere.

To each his own and congrats on your new, fully owned truck.

 

I will take you up on that offer. I wanted to ride in one before I bought it to make sure its worth the amount of money I'll pay to get it installed and tuned properly.

But I LOVE super chargers.. Hate turbo's.. Can't stand lag.. I want power and I want it now!

 

I'm not gunna lie... I love turbos way more haha. But, on a truck (especially like mine... armored/offroaded the fuck out) it makes more sense.

Yea man, one thing I learned so far is... the TRD flash is bad lol. That's why I'm waiting on URD since their UCON will be vastly superior to the old APR X-1. Lots more room to grow, plus a better tune out of the box with safer AFR's.

 

Congrats! Its great owning a vehicle with no payments. I was fortunate it enough to own mine the day I drove it off the lot. Not planning on a new truck until I can do it again.