Mike "Wuzzy121". Rest in peace, brother

Go Back   Tacoma World Forums > Tacoma Garage > Performance and Tuning

Notices

Financing a TRD Supercharger? Possible?

Reply
 
Thread Tools Search this Thread
Old 08-25-2014, 12:22 PM   #1
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
Financing a TRD Supercharger? Possible?

So, I was reading a post on how much HP a SC can put out I was quiet impressed and got hooked on reading more about it. I saw a group debating whether you can and cannot???

Has anyone done this type of thing??? Financing a SC? If so how or with who did you finance?

Im curious because I thought this was a cash money purchase type of thing?
  Reply With Quote
Old 08-25-2014, 12:27 PM   #3
Senior Member
eazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant futureeazyrider711 has a brilliant future
 
eazyrider711's Avatar
Name: Jay
Joined: Jul 2013, #107568
Location: CT
Gender: Male
Posts: 191
eazyrider711's Tacoma Gallery
Quote:
Originally Posted by trexTRD View Post
So, I was reading a post on how much HP a SC can put out I was quiet impressed and got hooked on reading more about it. I saw a group debating whether you can and cannot???

Has anyone done this type of thing??? Financing a SC? If so how or with who did you finance?

Im curious because I thought this was a cash money purchase type of thing?
You need a bank/financial institution that will value that amount over the value of the truck, and allow you to upgrade. Toyota financial will not finance a SC at all. They have a pretty locked down policy on this.
  Reply With Quote
Old 08-25-2014, 12:27 PM   #4
It wasn't a rock...
Rock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud of
 
Rock Lobster's Avatar
Name: Chris
Joined: May 2014, #129707
Location: Orange County
Gender: Male
Posts: 622
Rock Lobster's Tacoma Gallery
I suggest saving for it. I literally just picked one up about 5 minutes ago on my CC but I have the cash to back up the purchase. I only used my CC to continue building my credit.
  Reply With Quote
Old 08-25-2014, 12:28 PM   #5
Senior Member
BuddyS is on a distinguished road
Joined: Nov 2013, #116514
Location: Maryland
Gender: Male
Posts: 110
BuddyS's Tacoma Gallery
Are you talking about adding one to a truck you already own, or buying a new truck and having the SC put on by the dealer and working it into your monthly payment?

My advice; don't finance mods. Save until you can buy it outright. Chances are by the time you save up the money you won't be so hot to blow it all on a SC anyway.
  Reply With Quote
Old 08-25-2014, 12:29 PM   #6
User Friendly
scottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shedscottalot is one of the sharper tools in the shed
 
scottalot's Avatar
Name: Scott
Joined: Jun 2013, #105349
Location: Charleston, SC
Age: 33
Gender: Guy
Posts: 4,667
scottalot's Tacoma Gallery
Quote:
Originally Posted by Rock Lobster View Post
I suggest saving for it. I literally just picked one up about 5 minutes ago on my CC but I have the cash to back up the purchase. I only used my CC to continue building my credit.
I would do exactly this if I was buying one. If I was gonna finance one it wold only be on a new truck that had it installed by the dealer.
  Reply With Quote
Old 08-25-2014, 12:38 PM   #7
It wasn't a rock...
Rock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud of
 
Rock Lobster's Avatar
Name: Chris
Joined: May 2014, #129707
Location: Orange County
Gender: Male
Posts: 622
Rock Lobster's Tacoma Gallery
Quote:
Originally Posted by scottalot View Post
I would do exactly this if I was buying one. If I was gonna finance one it wold only be on a new truck that had it installed by the dealer.
Next vehicle I get I'm going to have the dealer slap it on at the time of purchase. They can do it even though they claim they cannot. If you walk in with enough down they will bend the rules. People on here have finance the blower with a new vehicle purchase.
  Reply With Quote
Old 08-25-2014, 12:39 PM   #8
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
I'm not planning on doing that, Just saw and got curious about you actually being able to finance one.

I already have my truck so I would just be adding on tho.
I just wanted to get an answer if it was possible or not.
  Reply With Quote
Old 08-25-2014, 12:40 PM   #9
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
Quote:
Originally Posted by scottalot View Post
I would do exactly this if I was buying one. If I was gonna finance one it wold only be on a new truck that had it installed by the dealer.


So you guys have CC limit over 6k lol???
  Reply With Quote
Old 08-25-2014, 12:41 PM   #10
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
Quote:
Originally Posted by eazyrider711 View Post
You need a bank/financial institution that will value that amount over the value of the truck, and allow you to upgrade. Toyota financial will not finance a SC at all. They have a pretty locked down policy on this.

So in this case who exactly would you contact and tell?
  Reply With Quote
Old 08-25-2014, 12:42 PM   #11
( ͡° ͜ʖ ͡°)
Jester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shed
 
Jester243's Avatar
Name: Dan
Joined: Jun 2008, #7552
Location: Spokane, WA
Age: 36
Gender: Male
Posts: 8,862
Jester243's Tacoma Gallery
Quote:
Originally Posted by trexTRD View Post
So you guys have CC limit over 6k lol???

yes

and why not just a small personal line of credit from your bank?
  Reply With Quote
Old 08-25-2014, 12:52 PM   #12
It wasn't a rock...
Rock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud ofRock Lobster has much to be proud of
 
Rock Lobster's Avatar
Name: Chris
Joined: May 2014, #129707
Location: Orange County
Gender: Male
Posts: 622
Rock Lobster's Tacoma Gallery
Quote:
Originally Posted by trexTRD View Post
So you guys have CC limit over 6k lol???
I was approved for it but I never ask for a higher limit. Also I'm doing the install so it only cost me 4290 plus the reflash when I go for it.

It also helps not having any debt...but now I'm in it for a couple of months.
  Reply With Quote
Old 08-25-2014, 12:58 PM   #13
Senior Member
2011supercoma is on a distinguished road
Name: capt. schyler
Joined: Dec 2011, #68211
Location: nola
Age: 28
Gender: Male
Posts: 111
2011supercoma's Tacoma Gallery
I did mine with my bank, rolled it Into my note.
  Reply With Quote
Old 08-25-2014, 01:07 PM   #14
Senior Member
PeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shedPeeRunner is one of the sharper tools in the shed
Joined: Jul 2014, #134525
Location: NorCal
Gender: Male
Posts: 1,342
PeeRunner's Tacoma Gallery
OP you have a credit limit of under 6k? Your situation doesn't sound particularly advantageous to financing a supercharger. I'd save your cash.
  Reply With Quote
Old 08-25-2014, 01:18 PM   #16
( ͡° ͜ʖ ͡°)
Jester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shedJester243 is one of the sharper tools in the shed
 
Jester243's Avatar
Name: Dan
Joined: Jun 2008, #7552
Location: Spokane, WA
Age: 36
Gender: Male
Posts: 8,862
Jester243's Tacoma Gallery
Quote:
Originally Posted by PeeRunner View Post
OP you have a credit limit of under 6k? Your situation doesn't sound particularly advantageous to financing a supercharger. I'd save your cash.
x2
  Reply With Quote
Old 08-25-2014, 01:20 PM   #17
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
Quote:
Originally Posted by PeeRunner View Post
OP you have a credit limit of under 6k? Your situation doesn't sound particularly advantageous to financing a supercharger. I'd save your cash.

Honestly I've never asked for a limit hahaa thats why I was curious my limit right now is 2500

I never use my CC either thats why i was asking haha. Got my credit card right when I turned 18 ahaha. I'm sure I can raise it now or ask for a raise right? Truck is under my name bought it on 13 and just recently bought a jetski too so not sure if any effect.


ANYWAYS IM JUST ASKING JEESH NEVER SAID I WAS TAKING OUT SC ON CREDIT CARD I'M JUST CURIOUS BECAUSE LIKE I SAID I THOUGHT ALL THESE PERFORMANCE THINGS WERE "CASH BOUGHT" SEEMS LIKE THERE NOT.
  Reply With Quote
Old 08-25-2014, 01:22 PM   #18
trexTRD [OP] trexTRD is online now
Senior Member
trexTRD is on a distinguished road
 
trexTRD's Avatar
Name: Felix
Joined: Apr 2014, #127672
Location: Azusa California
Gender: Male
Posts: 149
trexTRD's Tacoma Gallery
Quote:
Originally Posted by 2011supercoma View Post
I did mine with my bank, rolled it Into my note.
Asked for a loan or bought through CC?
  Reply With Quote
Old 08-25-2014, 01:28 PM   #19
Member
FatTony415 is on a distinguished road
 
FatTony415's Avatar
Name: Tony
Joined: Sep 2013, #113196
Location: San Francisco, CA
Gender: Dude
Posts: 92
FatTony415's Tacoma Gallery
When I bought my 2014 last September, I inquired into the possibility of: (1) financing the TRD SC as part of the purchase of my truck; and (2) having it installed for free. The answer to both questions was "no" - Toyota does not authorize it. I bought the TRD cat back exhaust and alarm as dealer installed options - both were included in the cost of financing and I did not pay for installation. But that does not apply to the TRD SC, even though it is listed as a dealer installed option at the time of purchase. I'm assuming this is for CAFE reasons, because it could be considered an optional engine if you can finance it as part of a new truck purchase.
  Reply With Quote
Old 08-25-2014, 01:39 PM   #20
Resident Agrologist
Sterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shedSterdog is one of the sharper tools in the shed
 
Sterdog's Avatar
Name: Meat Popsicle
Joined: Sep 2013, #113290
Location: Southern Alberta
Gender: Dude
Posts: 327
Sterdog's Tacoma Gallery
Quote:
Originally Posted by trexTRD View Post
Asked for a loan or bought through CC?
In Canada we have a company, I think it's called FinanceIt, that will finance large modifications to vehicles at a reasonable interest rate. You find a participating dealer or shop and have them send in your paperwork. Just like a credit card you get offered a rate and a payment term, you can say yay or nay. I think it's around 7.9% with good credit, but they do warn it can be up to 19.9% (probably if you live in a box or have terrible credit). I know a friend of mine got a S/C, ARB bumper, and Icon Stage 3 package all installed for about $9000 then financed it over 3 years. He was almost all cash on his truck purchase so it made sense for him to finance the upgrades he wanted but could not afford with his yearly oilfield earnings over waiting and saving another year.

Also, as others have said, sometimes dealerships will bend the rules on financing a S/C on your new purchase. You don't have that option sadly. I would never put a 5K purchase on a Credit Card, which has rates around 12.9-28%, instead I would use a line of credit or bank loan if I needed to borrow that sort of money.
  Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Similar Threads
Thread Thread Starter Forum Replies Last Post
URD Supercharger Pulley for TRD Supercharger Bones1963 2nd Gen Tacoma Marketplace 1 04-28-2013 07:59 AM
Brand New URD SuperGrip Supercharger Pulley for TRD Supercharger Adds 1.5-2psi 4.0L Ostrichsak 2nd Gen Tacoma Marketplace 7 04-25-2013 02:50 PM
URD "Stealth" Supercharger Pulley for TRD 1GR Supercharger Gadget@URD Underdog Racing Development 1 11-23-2012 05:02 AM
My Gen 1 URD 4.0 supercharger kit for TRD supercharger pimpintacoma 2nd Gen Tacoma Marketplace 0 04-13-2012 04:59 PM
Financing supercharger. aportis72 2nd Gen. Tacomas 8 01-16-2012 05:08 PM


Copyright © 2014 Tacoma Forum. Tacoma World is not owned by, or affiliated with Toyota Motor Corporation.