Picked this up through Auto Anything (had a coupon that knocked off about $50) and it arrived yesterday. I had it installed in only a few minutes. Came fully assembled, as stated. I had to move the bed cleats around to accommodate the locking points on the cover, and remove the plastic ends on the bed rails nearest the tailgate.
I got the 8oz vinyl (vs the heavier ragtop) and it looks great. I'm very pleased with the ease of installation, and the top fits right over the OEM bed divider so no conflict at all there. I'm mostly a grocery getter and shopper at Lowes Home & Garden so I'm not worried too greatly about actual bed security - I just wanted a covered area for groceries and for road trips.
I know a lot of people deliberate hard on choosing a tonneau cover (I started looking this time a year ago) so wanted to throw in my .02 on this one. I'm very pleased!