On further review, the ruling on the field has been changed.
Found some trail damage.
I explained to my wife that there's just no way I could be expected to "live with" this type of horrendous damage. Therefore I have come up with two possible solutions (women like choices). The first would be to sell the truck to the first person who offers me $40,000 for it. The second is to start saving immediately for a high clearance rear bumper.
She's still mulling over the choices.