So I'm 22 years old and currently stationed overs seas in the military. I have been saving hardcore and plan on coming home and plopping a fat ass down payment (15k) on a new tacoma dcsb 4x4. Sometimes I second guess whether or not I need all that truck. I will need a truck and I really don't see myself driving any other truck and I know if I don't get a 4x4 I won't be happy. I'm wondering if I should just get what I want now or should I keep my savings healthy. I'm already working towards a retirement and I want to set my self up now and invest a little bit. Saving money in the states will not be as easy. I need to get the ball rolling on some investments and don't want to set myself back because I had to have a truck. Thanks for any advice.