I bought one from the dealership, but I guess in my overwhelming happiness of buying a new truck, I didn't pay attention to what they charged me for. Check this out.
1.) $1695.00 for 5yr/100K extended warranty (not an OEM warranty either)
2.) $663 for the "included maintenance" package.
3.) $595 for Road Hazard coverage???
And last but not least, $699 for GAP insurance (which is the only thing out of the 4 that I'm keeping).
I read back through my contract and all the fine print today, and thankfully I'm within the 60 day window to pretty much get every dime I shelled out for this back. Almost $3,000 for things I could get for less than half that between AAA and TFS (I'll be calling Troy @ Toyota of Greenfield in the near future). Lesson learned here, big time. Read the fine print.