Wheel and tire fitment

I have a 2011 TRD Tacoma 4door and was lookin to buy a set of Black Rhino Sidewinder wheels 18x9 with Toyo AT2 tires 265/65/18. I have plans on a 3inch lift kit in tha future but not right now. These wheels come in a -12mm offset or a +12mm offset. My question is will either of these rub at stock height. I wouldn't mind taking off tha mud flaps but I don't want to do any trimming to the fender if possible. Even if I do lift it I don't want to run a bigger tire. Any help would be appreciated thanks.

 

That's a 32" tire. The +12mm offset wheel will be fine with no rubbing. The -12mm offset version will probably require you to trim the bottom wraparound portion of the fender flare.

 

With the +12offset would it stick out any past the fender flare?

 

Picture where your tire sidewalls are right now, moved outward by about 20 mm. The tread portion of the tire will be within the fender flare. The bulging sidewall might stick out a tiny bit.