Houston area (along with DB's not from Houston) BS thread

You'd still have to sign a shit load of paperwork. Shame it wasn't as easy as a bill of sale, mortgage, and property tax document.

 

Lol mc gangbang

 

good morning

 

Mornin

 

Seems like I'm out of shape. Got a little winded after washing the little car lol

 

Hire experts next time

 

I tried. All the girls were to lazy

 

No, regular people do it too.

Mortgage increases credit in the long run, although having equity is always better for total assets. I am not the most well versed in this though, I am certain there are some on here that know better.

You sign less paperwork, closing takes like 15 minutes or less if everything is lined up. It still isn't cash per se, you're handing over a cashier's or bank check not a sac 'o cash.

Of course everything is relative, so if there are mineral rights not conveyed and HOA it'll take a little longer overall.

 

Looks familiar

Asians are experts lol

You're a terrible pimp

 

Rich is this what you and Blake do before the gym

 

I have excellent credit, I'm not worried about that. When you purchase land, you own the mineral rights for it

 

I am just saying having a mortgage adds to your credit portfolio, whereas paying in cash does little to nothing for your credit when purchasing a home. Mortgage debt is considered responsible debt; the debt is tied to a physical asset that usually retains or even increases in value as time accrues. The minimal hit during the approval process as your credit is pulled is strengthened as you pay your mortgage in a timely manner.
Having a mortgage is an asset in certain instances, this is one of them. Sorry I didn't explain myself fully in the first response.

Mineral rights are not always conveyed. Mineral rights are seperate from property rights and can be withheld by a previous owner.

 

Y'all gonna get this thread locked again with the NSFW pics. Smh.

 

Where do you see a nsfw?

 

The carwash pic on the last page

 

That's NSFW?

 

Not safe for Thier work lol