Houston area (along with DB's not from Houston) BS thread

Negative I just couldn't justify paying $299/$350 For his bad ass NSA.

 

Craigslist find ^

 

I could use a light bar.

 

I'm confused. Did you actually find one of my NSA's on craigslist? Or did you put a blue sea panel inside a waterproof box that looks just like the one I use?

 

does this seem legit? Pretty cool if it is. Not gonna go buy a new truck but cool to know I could.

 

Looks like junk mail. You could call in and have them run your credit to determine how much they're actually willing to lend you, but it's not going to be 35k.

 

Not sure if it came from you. It doesn't have a sticker but I got it from a guy in Richwood.

 

Has to be one of mine. I sent out the first batch without stickers. Do you have a picture of the insides?

That's wild that you found it on craigslist though.

 

No pics with me. I'll get some tonight.

 

Not gonna call in cause I don't want to be tempted to get a tundra lol! Just thought it'd be cool that my credit is good enough for one

 

Check out the * with the details on back. Chances are very good, they give themselves an out by saying depends on credit check, or pay verification, or 14% interest, or the results of your last alien anal probe, or somesuch BS.

If you are interested, get your credit score from one of the reputable places. Downside is, even the reputable places still don't let you access the scores that the financial world gets, but at least it gets you a reasonable indication.

 

Just checked my credit score a few days ago and I'm at 670.

 

You can access your scores once a year for free, without a hit on your credit. If I remember correctly.

 

Not bad. 700s are better though. You may also be getting dinged if you don't have car payments, house payments, and/or make regular credit card payments. That would get you a better score, but is the cost worth it ??? IOW, if you are not using a shit-load of credit, your score may still suck.

 

Annualcreditreport.com

 

Complete opposite actually. What's hurting me is my credit usage. I'm currently using 70% of my credit on my cards when I need it down to 30%. I used a few cards to help me through school along with using one to help me on the road(like when I went to the pipeline) I am paying like crazy on em to get them paid off but it'll probably take another 4-6 months.

 

Credit is easy to get, it's even easier to mess up. Leave a 5-10% balance on all your credit cards, just remember to make payments and DON'T MISS ANY. For the love of God, I missed one payment .. ONE PAYMENT.. One time a few years ago and my score dropped 100 points. Wasn't even my fault I missed the payment. But keep it up

 

Bingo!

 

Nevermind then, you know what the cause is and your doing something about it. So you're ahead of 90% of country

 

All the cards are set up on auto payment for the minimum just in case I forget to make the payment! I definitely pay more than that on them but its a fail safe plan.