how much is your insurance?

USAA - 35 y/o Clean record, I have a 2016 TRD Sport and a 2015 RAV4 Limited.
On both vehicles, we have:
Bodily Injury $100k/$300k
Liability $50k per accident ($200 deductible for uninsured motorist)
Comprehensive coverage with $200 deductible
Collision coverage with $500 deductible
Accident forgiveness, Towing and Labor, Medical, Funeral, Work Loss, etc

$152 per month for both vehicles.

 

2009 G8 GT
2016 Tacoma TRDOR

full coverage, $500 deductible. 24 years old, 1 speeding ticket.
State Farm

$175/mo for both

 

2008 Honda Civic SI
2016 Tacoma DCLB TRD Sport 4x4

Full Coverage, 100k/300k/100k limits, 26 years old been with Geico 8 years $250 Comp deductible $500 collision deductible

$622 every 6 months

 

man I thought when it jumped from $78 month on the 12 Tacoma to $98 a month on the 16 Tacoma it was the end of the world.

100/300/100
$100 deductible

 

38 single male in nj with 0 points.

 

26 years old, 100% clean driving record

USAA full coverage
2007 Tacoma
1988 Fiero

$108 a month.
just got married though, so after this month, it will be dropping to under $100 a month. unfortunately they couldn't pro-rate this past month.

going to switch my wife over to the policy. she's also 26, and has a single speeding ticket from years ago. figuring it'll be another $50-$60 to add the third car (2010 Honda Fit)

not sure if it makes a difference in the eyes of insurance, but all 3 cars are paid in full.

 

This was a good thread. I just realized I was paying for stuff I did need. I just changed a few things and saved 145$ a year.


Thanks

 

Damn NJ rates are high. I decided to opt out of rental reimbursement and mechanical breakdown while its under warranty. But with 1 car, lower limits and higher deductibles I would expect that to be less

 

I just removed the macanical breakdown. I did not know that was on there.

Yeah nj sucks. Most people have no clue how expensive it is to live here. We pay more for everything.

 

USAA is the shit. I have two accidents, still only pay $105 a month. Denton, MD. When I was in Baltimore City it was twice that...

 

In nj you would be paying 250 a month.

 

Gross!

Are you in NJ? South or North? Interested in our offer here: https://www.tacomaworld.com/threads...-get-free-sliders.400624/page-2#post-11133985

 

Gross!

Are you in NJ? South or North? Interested in our offer here: https://www.tacomaworld.com/threads...-get-free-sliders.400624/page-2#post-11133985

 

I'm in North 20 min outside the shitty!

 

Your a bit far for me.

 

Yikes, yes you are. That is a solid 3-1/2 hours.

 

44 years old
full coverage with minimum limits
2 tickets
$79 a month.....State Farm

 

Travelers
2016 Taco ( full w/replacement + rental car and 500k liability)
2104 CR-V ( full + rental car and 500k liability)
205 Scion xA (500k liability)

$1250 annual - good driving record and credit
I have homeowners through them as well, so it adds another discount.

N. Alabama

 

USAA - 2016 Tacoma - Pennsylvania
$88.92 / month ($1,067.10 / annual)

Full Tort
300,000/500,000 Bodily Injury Liability and matching Uninsured & Underinsured Motorists Bodily Injury
100,000 Property Damage Liability
10,000 Medical Expense Benefits
Accident Forgiveness
500/500 Comprehensive/Collision


I also have a renters insurance policy and 1,000,000 umbrella which add a few bucks in discount

 

I don't feel so bad about my ~$1800/year now. I guess that works out to $150/month, but I always just pay the full year whenever the policy renews. I think there would be a few dollar per month finance charge if I did not do that.