Who has their truck Paid off?

I didn't notice the 2nd gen thing til after I voted......oops.
Mine's paid off.

 

Sort of. Mine will be paid off when I trade it in on a new(different) vehicle.

 

I was shipping mine to another country, so I had to buy it cash.

 

God willing,I'm on track w/36 payments to go.

 

44 payments left

 

I'd tell ya how many I have left, but I can't count that high.

 

So anytime someone gives me free money for 3 years, I'll take it.

Mike M

 

Nope. Wait - yes. Is that higher than 5.

 

I bought my truck in January. It is not paid off. I took the 0% loan for 3 years, which makes for a steep monthly payment.

Whether or not to pay it off is tough financial question for me.

I'm philisophically against having any kind of car payment. I went about 10 years without one and know what a good feeling that is. I really want this payment out of my life.

On the other hand, it is hard to justify drawing down savings to pay off a 0% loan. Were a financial rainy day to come along, a man with cash has some options. Turning a depreciating truck into cash is more complicated.

 

I could pay it off, but why, 2.9% finance.

I have my money working on other stuff!

 

excatly!!!!!!!

 

I only have 5 1/2 years left on mine to pay it off! Really, though we will double up here after a while. Didn't have much down, they only offered me $300 for my 96' 4x4 Cherokee. I did not take that and sold it for $1K, everything still worked on it with cold A/C. It was needing a lot of TLC and repair money coming up though + it had 273K on it too. But I still think it is worth it to get my Tacoma, the color I wanted, 4x4, DC, TP, OR, etc. Now if I can just make it last like I do all my stuff that will be a good thing.

 

not even close...just got her in april i need about 4 years!!

 

Not quiet just bought it about 3 wks ago... But looking to pay off early

 

Mine paid in full

 

2 yrs to go. Then it will be my 2nd vehicle.

May have to spring for an AIR car 1,000 mpg. That is not a typo. Possibly 1,000 mpg. $18,000 is the cost
Commuting to work; fill up twice a year; I can see that.

http://www.popularmechanics.com/automotive/new_cars/4251491.html?series=19

 

Put a big down payment got 4.9% interest Toyota Financial Services offers you an incentive if you make a minimum of I think 9 payments on your loan with them they will give you either a 1/4% or 1/2% lower rate on your next Toyota loan so I will pay it off in a year.