2012 Tacoma With Most off-road options or 2016 Tacoma sr5?

So. For whatever reason, well including being upside down in a 2014 camry from a Divorce. I can not afford the 2016 TRD OR. Dealer has a 16 SR5 with 4x4 coming in, Quicksand (I like the color) that will be affordable. I found a 2012 SR5 with all the Off-Road options, non TRD Off-Road for a great price, looks like its in excellent condition. Im affraid of not having the Traction options including the Diff lock. The Sr5 is what it is.. I have that gut feeling that if I get a sr5 I will be sorry. anyone have one and use it off roading/Alaska terrain with the snow and ice?

 

2016 tacoma more affordable than a 2014 camry you are upside down on? Ok...

 

Leasing vs Financing. I want to lease to own to make it affordable for now

 

Do you absolutely have to have a 2016 Tacoma right now. You do not get as many technology features with the SR5. If you could wait, you can pay the camry down some more, then toward the end of the year catch a dealer needing to make a sale, and get a better deal on the OR.

 

sounds like your tight on money, I wouldn't do it.
id clear my debt and put some cash aside and do some
research then get exactly what I want.
most people I know would do just the opposite though.