AZ BS Thread 2.0

Going off of this: does statute of limitations or whatever it's called for a debt start at the time the last charge was made on the card, or when?

 

It starts I think from the first missed payment which shows up as a 30 day delinquent on a credit report then 60,90,120, then two letters meaning something, then will normally get charged off and sold to a junk debt collector.

 

Just hit 5 1/2 years on a very old credit card from when I used to charge a shit ton. Hoping it eventually falls off.

 

Just looked it up, SOL for cc debt in AZ is 6 years. Can't get a judgement past that.

Here's hoping the next 6 months passes by quietly!

 

Good Luck.

I paid off my past, only one I left was Sears. Those guys were asses! They went after my parent's credit in the beginning. My dad had to threaten them with a lawyer. They weren't co-signed or anything like that. Someone just realized my dad and I shared a name and started going after them thinking they might pay up to make it stop. Then they called me 5 times a day for six months, even in the middle of the night. I filed several complaints against them. It finally stopped, but then they must have heard I was paying people because they came back after me. I tried to work with them, but they didn't want to play ball. My original debt was $1,700, but they want over $3k then. Said they would settle for $2,500. I laughed, offered them the original debt owed and they said no. So screw them. They aren't on my credit report, so screw them. I still get a letter about ever six months trying to get me to pay them something between $2-3k.

 

You also have to make sure a collector doesn't try to transfer the debt to someone else and claim that's the start of debt, you can easily make a dispute that they aged your account, and when the collectors can't prove anything they will take it off, but should wait past the 6 years like you said before russeling any feathers.

 

Way too much adulting going on in this thread right now

 

Maybe I should just get this SC for cheap and flip it. I don't wanna sit on something for the next 40k till my warranty is up.

 

You could, but in 40k you will be kicking yourself for not keeping it.

 

Yeah but maybe the market will come down on them by then

 

hahahaha

almost as funny as the mine sweeper pic.

 

I can dream.

 

Amen to this!

 

I lost a lot of respect for my buddy that did that.

 

They aren't marking any more. Get it and get me the compass. Ha ha. I'll help you do the swap.

 

This was on TWFB from NorCal.



I have some good equity on my '15 in Cali


PS. Suck it 3rd gen

 

Them prices....

 

$$$$$$$$

This person may or may not want $2k for the full kit and I'd have to do the swap in ABQ, NM

 

2k! If you dont buy this you are banned from AZBS. Go to Hawaii in shame!

 

Who hoo bitches. Road trip