GraveYard Shift BS

made it all the in tonight huh?

 

I Have reached "critical" status on my vacay days.

 

I just put in for Deer season, and a couple small weekends off. Still have a decent balance to play with. But something always comes up to use it so I have no balance to carry over at end of year

 

I have no idea how I'm going to use up all my vaca. I always carry over 80 hrs.

 

We can only carry 40. They just upped it from past years. used to only be 20.

you know you could use vacation if you weren't always working

 

You sound like my wife.

 

She must be a smart lady

 

Yeah, she married me.

 

I hear ya. Somehow I convinced mine... twice... (vegas and for the family) Always tell her there's no backing out now.

 

I have a week off in 30 days, 4 days at thxgiving and the week of Christmas off. Luckily I get an extra week and a day in 2 yrs for my 20th anniversary.

 

not that kinda radio. its these POS old Motorola radios that tend to crap out all the time.

 

We ran off to get married. Neither one of us were in love with a big wedding. Don't regret it a bit. We intended to have a family reception, but never did. Saved an ass load of money.

 

Man that's some strict vacation. I think I'm sitting around 200 hours. Then again, we get comp time instead of time and a half for holidays and OT which adds up quickly sometimes

 

That was the original plan. Fat Elvis in Vegas, but the second reception/wedding ended up happening.

 

i have 320 hours of "VACA" saved up

 

LOL, about the same.

 

I have approximately 160 pto hours and can't get it approved.

 

Changing the topic.

What are retirement plans?
Worried about health care?
Worried that there will enough money in retirement?
Is pension (if you have one) available and does it grow the more years you work?

My biggest worry is heath care.

I should be in good shape money wise. I have no bills and have no issue driving a 16 year old truck.

Pension is now froze, so working beyond 54 gains me nothing. Might as well take the hike and try something new or start my own business. I dunno.

I got 6 years or less to start making some decisions.

 

Plan is to "retire" at 55. More like financial independence. Basically have enough money to live off of 3-4% per year and work part time or at home doing something.
Health care.... with the back and forth the past years, I'm hoping ^^^ will help us through that if needed.
Retirement, see first one. I am planning our retirement funds with no Social Security. I'm not saying it won't be there in ~20 years, but I'm not planning on it. If it is there, than that means our Yearly spening allotment goes up and it's a nice bonus.

Pension... What's that?!?!

 

4% rule calculator if interested. Not a flawless plan at all, but I've adjusted it a bit and have backup accounts we aren't planning on ( bonus money)

http://www.fourpercentrule.com/