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Body damage and insurance company fix

Discussion in '2nd Gen. Tacomas (2005-2015)' started by PDXKid, Dec 22, 2017.

?

Should I try to escalate the situation higher up the chain in order to hopefully get a new panel?

  1. No, you're screwed so sit on your hands. First world problems

    5 vote(s)
    14.7%

  2. Yes! Fight for your rights!

    29 vote(s)
    85.3%
Page 3 of 3
  1. Dec 26, 2017 at 10:31 AM
    #41
    TacoZim

    #41
    TacoZim Well-Known Member

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    Not surprised about any of this, OP. Getting scammed by your own insurance company. Good luck bud. Keep us updated with what happens. I'm also on the "No Bondo" train thats speeding through this thread.
     
    TacoZim, Dec 26, 2017
    #41
    WSW3, Turdyota3000 and PDXKid[OP] like this.
  2. Dec 26, 2017 at 10:48 AM
    #42
    PDXKid

    #42
    PDXKid [OP] Active Member

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    It's a good ol fashioned "grind off"! I'm trying to grind them down, they're trying to grind me down. Ugh.
     
    PDXKid, Dec 26, 2017
    #42
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  3. Dec 26, 2017 at 11:00 AM
    #43
    TrueNorth

    #43
    TrueNorth Well-Known Member

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    Claim your truck is undrivable and you need a rental until it is fixed. And by fixed I mean without bondo. A prospective week or two of car rental fees might persuade them that it will be cheaper to just fix it right so that you go away.
     
    TrueNorth, Dec 26, 2017
    #43
    InfernoTonka, Turdyota3000 and PDXKid[OP] like this.
  4. Dec 26, 2017 at 11:07 AM
    #44
    PDXKid

    #44
    PDXKid [OP] Active Member

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    We currently have a 2018 Heep Grand Cherokee rental from Progressive.
     
    PDXKid, Dec 26, 2017
    #44
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  5. Dec 26, 2017 at 11:15 AM
    #45
    TrueNorth

    #45
    TrueNorth Well-Known Member

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    It sounds like time is on your side then.
    Tell them that YOUR shop will do the work, but the guy that does the bondo/body filler work is on vacation for a few weeks. You could wait for him to get back...or for a little bit more they can just replace the panel get you back on the road.
     
    TrueNorth, Dec 26, 2017
    #45
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  6. Dec 26, 2017 at 11:18 AM
    #46
    Stefan_Ray

    #46
    Stefan_Ray Tacoma TRD Life

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    “Diminished Value” said it every chance you get while you’re on the phone.

    What state do you live in? It’s law in most states that you can take your vehicle wherever YOU choose. Not where the insurance company chooses.
     
    Stefan_Ray, Dec 26, 2017
    #46
  7. Dec 26, 2017 at 11:32 AM
    #47
    PDXKid

    #47
    PDXKid [OP] Active Member

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    Apparently it's now fixed. With Bondo. I wasn't vocal or fast enough.
     
    PDXKid, Dec 26, 2017
    #47
  8. Dec 26, 2017 at 11:43 AM
    #48
    Brianz1001

    #48
    Brianz1001 Well-Known Member

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    Ahhh didn't look to horrible, A good dent removal guy could have got that out then send to to the body shop for paint and a new lens.
    Just Say NO to BONDO.
     
    Brianz1001, Dec 26, 2017
    #48
  9. Dec 26, 2017 at 11:46 AM
    #49
    Stefan_Ray

    #49
    Stefan_Ray Tacoma TRD Life

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    If they did the work without your concent, they are in even bigger trouble.
     
    Stefan_Ray, Dec 26, 2017
    #49
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  10. Dec 26, 2017 at 11:48 AM
    #50
    Turdyota3000

    #50
    Turdyota3000 Well-Known Member

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    Round da corner
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    :anonymous:
     
    Turdyota3000, Dec 26, 2017
    #50
  11. Dec 26, 2017 at 11:49 AM
    #51
    Turdyota3000

    #51
    Turdyota3000 Well-Known Member

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    Round da corner
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    Sooooooo true!
     
    Turdyota3000, Dec 26, 2017
    #51
  12. Dec 26, 2017 at 12:00 PM
    #52
    Sig45

    #52
    Sig45 Well-Known Member

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    WHAT? So they repaired w/out your consent/approval??
     
    Sig45, Dec 26, 2017
    #52
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  13. Dec 26, 2017 at 12:01 PM
    #53
    Sig45

    #53
    Sig45 Well-Known Member

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    [​IMG]
     
    Sig45, Dec 26, 2017
    #53
  14. Dec 26, 2017 at 12:18 PM
    #54
    PDXKid

    #54
    PDXKid [OP] Active Member

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    They had the ok to fix it so that part is legit. I called a couple of times to raise concern and I don't think I made myself clear. I handled it poorly if my end goal was to get them to install a new panel. Thanks for everyone's honest opinion. I live and I learn.
     
    PDXKid, Dec 26, 2017
    #54
  15. Dec 26, 2017 at 8:10 PM
    #55
    InfernoTonka

    #55
    InfernoTonka Infernal Order of Knights Templar of Inferno-ness

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    I'd hit them hard with diminished value. Could be worth $1,000 or more now since they bondo'd it.

    My wifes fender bender ended up being $5,000 because they imported the panel from Volvo.

    I still got $500 diminished value because it could show up on stupid CarFax. And the repair was done the right way.
     
    InfernoTonka, Dec 26, 2017
    #55
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  16. Dec 27, 2017 at 5:32 AM
    #56
    PDXKid

    #56
    PDXKid [OP] Active Member

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    @InfernoTonka Can you tell me more about the "diminished value" claim you reference? My understanding is that would be something I pursue at the time that I sell it. According to Progressive, they don't report things to CarFax.
     
    PDXKid, Dec 27, 2017
    #56
  17. Dec 27, 2017 at 5:39 AM
    #57
    PackCon

    #57
    PackCon Well-Known Member

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    A deminished value claim needs to be paid out before the claim is closed.

    Deminished value is paid out as part of your claim. It’s not paid out when you sell it. When a claim is closed its closed. You can’t go back and reopen it 10 years down the road when you sell.

    Contact your insurance company immediately about this. You might be SOL if the truck is back in your posession and the claim is final.
     
    PackCon, Dec 27, 2017
    #57
    WSW3 likes this.
  18. Dec 27, 2017 at 7:09 AM
    #58
    WSW3

    #58
    WSW3 @willwitecki

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    Unless you got your request in writing that you wanted a replacement and no bondo, you just got stiffed.
     
    WSW3, Dec 27, 2017
    #58
Page 3 of 3

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