Credit score !@#$%^&

Anyone know of a good credit card I can get that will help me raise my credit score?
I'd like to get a card and just use it to buy gas or something small then pay the bill in full every month.

 

I have an Amazon credit card and a capitol one. Have built my credit up with them so far

 

Cap1​

 

Get an airlines miles card if you travel. If you don’t get one that does cash back.

 

Amazon
Capital one
Chase
Discover

I use mine everyday for fuel and lunch and pay it off every week. I stick with one card because of cash back but I’ll switch depending on promos. The only card I pay for is amazon but that’s because I get their prime tv. I will not pay for any card asking an annual rate.

 

I'll be 40 in June and couldn't get financed on 12K.

 

On a truck or on what?

 

I have two cards:

Airline miles card for all of my bills on autopay that I pay off once a month

Chase Freedom - high interest, but high rewards that I use for my gas, groceries, and other expenses (paid off weekly).

 

Yea
2010 I got Laid off and Almost everything went into collections.
I am still diggin out of that hole. I did pay off two collections and my Subaru this year so I am headed in the right direction,
Im thinking a CC used for gas and pay it off right away will help.

 

As a related side note - I would check out the CreditKarma app. It provides two scores (not recalling the two right now) with soft inquiries, which don't hurt your credit. It gives you a breakdown of all the factors impacting your credit and offers recommendations of how you can improve each factor.

 

This is what I do with my airlines miles card. I pay my mortgage, cell phone and car insurance on it comes out to 3000 bucks a month and depending on the promos it ranges between 3000-6000 miles a month

 

Citi 2% cash back on everything. I put everything i can on it. 2% adds up fast

 

I need to find a 5% grocery and 5% gas one.

 

I have this card as well. Only downside for me is it’s mastercard and I fill up with gas at Costco so I can’t use it for that which is a bummer cuz that’s close to $60 a week. Luckily I just use my southwest card for that.

 

Just got that App a week ago.

 

You may need a secured card.

 

Cap 1 prepaid used it for 6 months raised it alot

 

How are you able to do this with credit card? If you can do it without any fees that would be good to know how.

 

I have maybe 12 credit cards... from basically everyone. Just stay under your 10% limit. Went from a 550 to 760 in a year and a half.

 

I have a rewards card through my own bank. Find one with no Annual fee. It's easier to get one through your bank so the accounts are linked. I can use mine as debit or credit with a pay now or pay later feature, I can even move purchases back on to credit if I need the money. My credit score has been sailing on up. Good stuff.