Totaled or Not?

RIP Tacoma!
Your truck paid the ultimate price but it did what it was designed to do.
Your here today sharing this story.

 

Frame tweeted ..axel damage.totaled!

 

The person that hit us has Progressive insurance. Any concerns? My 9 year old son had to go to the ER to get his head glued. About a half inch gash. I Just want to be made whole again after this, and a repaired Tacoma after that much damage is not what I signed on for when I bought it.

 

Sorry to hear your son got hurt, hope he is doing well. I would start shopping for a new truck.

 

That phrase will help you out throughout the entirety of the claim process. The key to insurance is that no party can benefit from a claim, as insurance's job is to indemnify or "make whole" again. So, when you start dealing with their adjusters make sure you get that point across. Be understanding, but firm with your requirements as it was their insured who caused this.

 

...^^^... This x 100

 

Best that way. Time to go shopping for a new one.

 

Sorry for your loss. Now you can buy a 2018. I'm told all the things you disliked about the 17 are fixed the 18. So, congratulations.

 

...^^^... Progressive can be difficult to deal with ... but ... if an injury is involved ... they tend to be more accommodating ... stick to your guns with them and watch what you say ... they can be excellent at twisting your words against you.

 

I am sorry your son got hurt. I would consult a lawyer in regards to this. Injury could cause long term psychological problem.... nightmares. Haven't heard anything bad regarding insurance/accidents/tacomas. They have all worked out for the most part. Good luck and again sorry about your son.

 

Progressive will total it if the frame is bent. Hope everyone gets better soon...

 

make sure you discuss your sons injuries....pain and suffering

 

Oh yeah she’s gone.... I just bought this with salvaged title bc the frame was barely bent where the Reece hitch bolts up...

 

Is that a photo of that truck before or after repairs?

 

not sure the airbags would go off being hit from behind? there are no airbags in the bed..but at least 15k in damage..

 

If you are hit hard enough from behind, or hit from behind and then pushed forward into something, then they will go off in the cab.

The only airbags Ive ever seen in the bed were a couple of idiots standing while riding back there once on the freeway.

 

@nbratt any word from the adjuster?

 

Truck is totaled. Get a lawyer immediately, don’t speak a word to their insurance company. Let the lawyer do all that. Really sorry to hear your son got hurt, I hope he recovers quickly.

 

Definitely sucks to hear about your son, I’d be more concerned about him getting hurt than the truck. Honestly they have bigger problems than replacing your truck. That scar can fetch more than it would cost to replace that Tacoma

 

I would say you likely have some frame damage, and it should be totaled. But I had a 2009 Mustang that I wrapped head on/side swipe into some trees at about 60 mph in a snow storm. Frame damage, driver side door was peeled back from the front edges, hinges were peeled. It absolutely should have been totaled. I only owed ~$18,500 on it. Insurance company spent over $16,000 to fix it rather than totaling it. Total loss in value when it came time to trade.