Colorado Trading Post

Lol still covered

 

Because accident wasn't my fault. If I pay deductible and insurance covers it, they go after the guy for me. Since he's obviously a deadbeat they won't see any money and my rates will go up and I will have an accident on my clean record. All said and done, I will end up paying probably 4x plus than just paying to fix it myself and keep a clean record.

 

Isn’t that what uninsured motorist coverage is for?? That way you don’t take the hit when you get hit by a deadbeat...

 

Insurance criminals have us trained well don't they?

 

Anyone have interest in a set of 4 31x10.50x15 KM2s on MB wheels? I have the Discount tire certs for all four and they probably have 65-70% tread left.

 

had a similar issue happen to me...even tho i had uninsured coverage...since the guy couldn't afford to pay my insurance i ended up having some weird accident surcharge on my insurance bill.

 

It’s camping season and I’ve got a near full setup for you short bed people!

Rightline gear truck tent. No holes or tears, all zippers good



Full size air mattress with no leaks. Fits perfectly in the bed


Hitchmate truck step makes it super easy to get in and out. Folds up flush with bumper when not in use


All of this for only $150!

 

Price adjusted, as I think I over-priced them. Still willing to hear cash offers!

Trades I'd consider (+/- cash, as needed):

- 2nd Gen hidden winch mount
or
- front high clearance receiver hitch
- quality winch cradle (Warn preferred; the one-piece design appeals to me)

- 0 degree sliders with fill plates

 

My 3rd gen spare tire and steelie were stolen. Anybody have one sitting around? Who knows how long I've been driving around without one...

 

I have a steelie from my ‘11 that I don’t need. I can check on exact specs if you’re interested. It’s got TPMS I know

 

Someone get these out of my garage.

 

1st gen looking for full set mudflaps

 

Yeah but I don’t pay 150 a month for unlimited years to not use my insurance when I need it

 

Uninsured motorist covers 2 things. Physical damage and property damage. Physical damage is paid out no matter what because a human life/health is not worth arguing for in court. Property damage is paid at the insurance digression. If it is a hit and run, then they do not pay. Technically this is a hit and run since he left before the police came (DPD took 1 hour to respond, weird). Although there were witnesses its more than likely the insurance will treat this as a hit and run. IMO Not worth me using it and taking the risk of my insurance going up when I can just fix it my self for $500.

So then is it worth paying more a month plus a $500 deductible to have a shop fix? So when its all said in done I pay an extra $10 a month or so for "unlimited years" and $500 for a shop quoted $1,400 or I just pay a $500 out of pocket and do the easy work myself and keep my insurance going down instead of up. To each their own, but I think of auto insurance as catastrophic insurance. Years ago I was in a bad accident that totaled my jeep and all said in done was out about $300k in medical bills. That is when insurance is worth dipping into for that monthly payment. Or when you do more than cosmetic damage to/total your vehicle.

My dad sold insurance for a living, so I have a different view on insurance. At the end of the day they are a business and businesses are in it to make money. There is no way they are going to pay money without it someway benefiting them. They have layers on payroll for a reason, to protect their money.

 

Any chance you are parting ways with your spare?

 

Sweet! Looking for a 6 lug 265/70/16 if ya got it.

 

I actually only have the black steelie, its 6x5.5, 16". But you can pick up that size tire on CL for like $40 or less...

 

I have a 265/75-16 Gpodyear Wrangler RT/S on 16xx8 steelie if anyone is interested. (Pueblo)

 

Not currently. If you find three other people to buy the other rims and tires I'd split the 4 tires up though.