Bad news guys, made my first payment

making that payment at 18 means less beer,drugs,and rubbers for the chicks. live and learn. SHOP AROUND!!!!!!

 

Hell ya, the second payment will be even better. lol

 

fuck it... thats life!

 

hey he got a nice truck .i never had nothing like that when i was 18 ,congrats on the new ride .hell i still cant afford 1 like that.

 

x2

Take good care of it, make sure you get to enjoy it long after you make your last payment!

 

30k plus interest is a big hole at 18. If it was tuition for collage or trade school I’d say good move. When I was 18 to get a loan that big would have been impossible but these days it’s a lot easier to bury yourself.

 

Congrats on the new truck and good luck with the payments.

 

What is your insurance company hitting you with each month?

Congrats on the truck.

 

Just pay it, I put 6k down for mine new back in 08, and I pay 469.48 a month... Should also look into getting it refinanced.

btw must be nice to be able to pay $560 a month and still be able to afford a pro comp lift and all that! haha. Took me a year to be able to buy my lift and wheels..

 

I know isnt it great E, haha i love the truck and idc what everyone else says because i got it 4.49 percent interest and my trade school is all paid for so i mean its all good

 

yeah i mean im not complaining here its just idk pissed because the guy wouldnt come down off the price and i sat on it for two months

God damn dude seriously i mean i know i might sound stupid but i can afford it and i did shop around and maybe my parents did have to co sign for it but it was only to lower the interest rate on it down from 8 percent to 4 1/2 percent

 

Haha when you wanna go get that new truck dirty? And I coulnt get lower then 8% when i bought mine, had to refinance to get it down.

 

Yeah im up for that i just need some kind of height first so let me get back to you after i get the lift and tires and all done

 

Haha alright, theres a guy running around the dorf in silver dc tacoma with a pro comp lift.

 

Man who does he think he is to be comin in on my turf to do this haha im kidding, im trying to get everything i need before i start to install it all

 

stop complaining about the price in canada the DC sr5 sprot is 42000 with taxes and freight. I am weighting for the 2011 to come out this fall and I need to put down 22k to get the paments down under 400 a month. If it wasn't such a pain in the ass i would be importing a truck from the states to save ten grand.

 

im not complaining about that just the fact of how much of an ass the dealer was to not give me any kind of deal the reason he said he couldnt come was that they closed the plant in california to move it to texas and that they werent making anymore but i mean he had like 50 in his lot he couldve parted a couple grand to make a sale

 

That amounts to 3.78%. That's a pretty good rate for an 18yo. Enjoy your truck!
You'll get used to the payments.

 

yeah i mean i used to have an ole scooby doo legacy and i paid an extra 100 dollars over my payment so it made it about 500 and that was for at least a year and a half im all good i love the truck sooo much

 

if the payments are painful, it sounds like you shouldn't have bought it.