1st Gen Lunchtable Thread - General Discussion

Albany cop was being a dick and said i was reckless driving because my rear tire broke traction for like a second.
He was all like you were fish tailing between lanes and shit.

Really i was just coming out the driveway from work and I want to go down the street so i drove out and gave it just a little to much gas so a tire spin for a second. I saw the cop to right after that so i pull over right away

 

Yeah after 03 it was standard in all models of tacomas
Before thatvit was just a option
Edit: do you have a chart to calculate the speedo? Kinda wanna goto 4.10 but i would need 35”s for my speed to read right lol

 

I'm paying $125 to insure my Tacoma every month, full coverage and a $1000 deductible. Insurance in CA 'aint cheap. I have a clean driving record too, no tickets or accidents in the past 3 years which is all that counts against your insurance. I have Esurance, was the cheapest legit plan I could find. Even Geico, whom my brother works for, was more expensive with his family discount.

Fortunately, my fiancé has USAA and I can get with them once we're married...they quoted me at $75/month for even better coverage so I'm going to jump on that. You have to have a family member that is/was in the military to get with them though. Her grandfather was.

 

I have State Farm and it costs something like $200 a month for me. That’s ONLY liability coverage. I can’t afford Comprehensive until they take the age restriction off.

This is for a 2WD Pickup. If the insurance showed I have 4WD the rate goes up.

 

I pay 650$ a month for full coverage and a 1000$ deductible....
I also get a rental covederd up to 50$ a day and road side assistants.

 

jesus fuck...well that's one perk of getting older, lol. Wow.

 

WTF??? that must be because you have points on your record, holy hell man how do you afford that? lol.

 

I hope mine can get that low soon. My cruiser is fully covered and very well insured for its value through our family business which is nice, but the Taco is still like $750 every six months for nothing more than liability and that's through progressive :/ I have a clean driving record, no accidents, no tickets, but I'm 22 so I'm fucked apparently.

 

Same here. I’ve had my license for two years and I’ve never been as much pulled over before. No tickets, clean driving record, but I still get the “being young” tax.

 

I make like 3k a month and live with my parents lol. And yeah before the ticket it was like 200

 

Man I was lucky I was in school until I was 26, my parents took care of that until I graduated and got out on my own. Don't know what it cost them back then but if it was that much, I'm glad I didn't know about it...man that's crazy.

 

Good for you, that's great money to be earning at that age...plus no rent. I always held part-time jobs while in school but didn't make any real money until after I graduated.

 

I cannot imagine what my insurance would be like if I reported the Taco rollover. I'm glad I could just pay to rebuild a different truck out of pocket.

 

We have other homes so I could always move out for free other then bills but im still 20 so i just chose to stay with my parents so i can keep saving up money

 

That's the best time to save money, when you don't have rent...it's almost always the biggest expense you're going to have until you own a home and even then, home ownership has it's own huge expenses. Save money while you're able to live at home and you'll be much more comfortable when the bigger bills comes later and you're getting settled into it. I have so many peers that graduated with next to nothing to their names and have struggled hard for the past several years since we finished school.

Heard on the radio recently that less than 10% of millennials have more than $1000 to their names in a checking or savings account...that just depresses me to think about. The economy is going to be in for a very rough ride when they all get even older and closer to retirement age if something doesn't change by then.

 

I mean it seems like alot till you realize i have to work like 50 hours a week with no benefits and not able to take a day off because there isnt anyone to cover me.

 

Yep, definitely not buying that Double Cab now. That makes me feel better to have some cash saved up.

 

Till that 500$ a semester Parking and 4 years of college tuition hit.

 

Yay I'm not part of the 10%, barely

 

eh you guys are still young enough, I'm mostly referring more to millennials my age that are late 20's early 30s not having anything saved up.