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AZ BS Thread 4²0

Discussion in 'Arizona' started by Brian007Taco, May 12, 2016.

  1. Jul 21, 2018 at 2:59 PM
    Daria

    Daria Can I pet your dog? Moderator

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    Dodging tumbleweeds
    YMMV but it depends on the financing bank or whatever. Most financial places usually have vehicle age/mileage limits. Some have no mileage limits. Most 7+ year old vehicles have a premium rate, most credit unions usually add 1-3% more than a regular used car rate. Just gotta do your research.
     
    RPS1030 likes this.
  2. Jul 21, 2018 at 3:01 PM
    JTB727

    JTB727 Well-Known Member

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    35's and a Good Time.

    Ymmv...?


    Yeah i could look.. Its only a few grand. Could just do a personal and pay it off in a few months.


    I thought the PW had less than 100k:boink::bananadance:
     
  3. Jul 21, 2018 at 3:03 PM
    JTB727

    JTB727 Well-Known Member

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    No a white one with 37s and bitch getters...
     
    azshooter40 likes this.
  4. Jul 21, 2018 at 3:03 PM
    Daria

    Daria Can I pet your dog? Moderator

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    Your mileage may vary. Online lingo.

    But yes, Ryan just hit 50k. Only 2016. Doesn’t qualify for new pricing with age and mileage at *most* places but used rates are still reasonable.
     
  5. Jul 21, 2018 at 3:06 PM
    JTB727

    JTB727 Well-Known Member

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    I financed some of my civic because they gave me 1.2% interest and my savings account is 1.6% so it made more sense. Haha ill keep an eye out over the next few months. But thanks for the ads guys! Learn something new all the time.


    @Daria dont you work for bank finance?
     
  6. Jul 21, 2018 at 3:07 PM
    JTB727

    JTB727 Well-Known Member

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    Easier to bring a new one home when the old one is moved out.... Just sayin'
     
    Daria likes this.
  7. Jul 21, 2018 at 3:09 PM
    JTB727

    JTB727 Well-Known Member

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    No military here unfortunately so I cant use navy fed....

    I'll look into usaa i was really hoping to not earn myself a truck payment though... And if i did id be tempted to go get a new duramax and be done for a long long time.
     
    Mike330R likes this.
  8. Jul 21, 2018 at 3:16 PM
    Adventurer_Alex

    Adventurer_Alex Generic mall crawler

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    DF won't finance if its over a certain age and/or mileage iirc.

    Every CU is different, shop around. My loan is through Alliant CU. Got a decent rate and their website is great so making payments is super easy.

    The rate on a personal loan is going to be pretty high, I would look at local credit unions and some of the internet credit unions. If you have any questions about anything from Desert Financial PM me and I can get info for you on Monday. You could get a better rate refinancing a newer vehicle for cash (cash out refinance) and using that to buy the truck free and clear. Or some other type of secured loan.

    You probably aren't going to find that low of a rate anywhere except dealer promo financing on new stuff at the moment. Prime is going up so lending rates are going up.
     
  9. Jul 21, 2018 at 3:18 PM
    Enjoihavok

    Enjoihavok Never Forget Z.S.

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    I’d rock this:
    F5E69D3C-DD9D-43D5-8E46-E5DB3F59BB96.jpg
    4A1C0DE4-0542-45B8-8894-5B72CD421BCC.jpg
     
    snowtank, Chipskip, llibrm and 9 others like this.
  10. Jul 21, 2018 at 3:19 PM
    JTB727

    JTB727 Well-Known Member

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    Yeah, i realize. I only financed 1500 on the civic. I paid it off 3 weeks later because i hate debt. I got the car for 3500 with 40k on it but it was 3 days after buying my house and wanted to keep my cash in my bank for a bit
     
  11. Jul 21, 2018 at 3:20 PM
    Adventurer_Alex

    Adventurer_Alex Generic mall crawler

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    Just trying to be helpful. I hate borrowing too but sometimes its worth it, sometimes it definitely isn't.
     
    JTB727[QUOTED] likes this.
  12. Jul 21, 2018 at 3:22 PM
    JTB727

    JTB727 Well-Known Member

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    Yep. No rush here. No payments unless its a pretty new truck for a real good deal.
     
  13. Jul 21, 2018 at 3:36 PM
    azshooter40

    azshooter40 Well-Known Member

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    Had lunch at BRI, never had a bad meal there and the service is always great! The beers were good but the green chili mac and cheese is to die for. Great company too always helps.
    Put the new light weight tent up in the backyard, it is hot as hell out right now but tent is going to be perfect for some upcoming backpacking trips.
    Now, do I brave the hear some more and install the redline struts for the hood and change out the cabin filter or pour another beer and watch the rest of the Robin Williams documentary?????
     
    JTB727 likes this.
  14. Jul 21, 2018 at 3:41 PM
    JTB727

    JTB727 Well-Known Member

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  15. Jul 21, 2018 at 3:46 PM
    azshooter40

    azshooter40 Well-Known Member

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    @JTB727 you are looking at some big trucks! Is it case you need to tow your house!!!
    Are you looking for something to tow your toys to the trail? Good luck on your search!
     
    RPS1030 likes this.
  16. Jul 21, 2018 at 3:56 PM
    stumbles

    stumbles 1 eye

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  17. Jul 21, 2018 at 3:59 PM
    JTB727

    JTB727 Well-Known Member

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    No trailer houses for me at this point.

    Looking at a rig to tow my truck. As i beat on it harder and harder its down for decent periods of time and sometimes i need a truck while its down. So i need to buy something with some guts... Also want something thays comfy to drive along with having a truck thats useable to haul things bigger than a recliner. Lol.

    Mostly to tow my truck and when needed amandas race car.
     
  18. Jul 21, 2018 at 4:00 PM
    JTB727

    JTB727 Well-Known Member

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    Half the miles of diesels in that range and seemed clean... I dont know aboit 6" of lift vut that can be handled. Just caught my eye
     
  19. Jul 21, 2018 at 4:23 PM
    azshooter40

    azshooter40 Well-Known Member

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    Got you! Sounds like you need a PW like @RPS1030 !!!!
     
  20. Jul 21, 2018 at 4:28 PM
    Nitori

    Nitori Well-Known Member

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    I'm sweaty as fuck and the light mounting bar is still just 1/8th off square no matter what I do... loosened, hammered, pushed and pulled... barely makes contact on the driver's side and has some clearance on the passenger...

    [​IMG]

    At this point though I'm just like whatever, the bubble is within the lines, send it. @snowtank 's keen eye spotted that it was slightly tweaked in terms of being parallel from a bird's eye view too, but that was an easy fix.

    And of course, of course I look for my connectors to make the wiring harness for the lights, and I'm fresh out of the right connectors. :rolleyes:

    I am too damn hot to be angry though. :bananadead:
     
    snowtank, 05Aztacoma and azshooter40 like this.

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