Anyone Lease a 2018 DCSB Off Road Recently?

I am trying to get the money factor and residual rates from US Bank for the Tacoma this month.

 

Yes but not through US Bank. Tier 1+ TFS residual $29,500 on 3/36,000 roughly .72 residual. Can't recall the MF exactly but from my research TFS is higher than US Bank unfortunately

 

Yea I found out on Edmunds that it’s 79/72 residual for 24/36mo and MF is .00230. Which really kills the deal, that’s 5.52% interest which is terrible. If US bank is more around .00190 then this would be a sub 300$ Zero down lease.

 

Us bank sucks and have terrible fees and rates, plus a huge turn in fee. Go elsewhere

 

What fees are so terrible? And their rates are always better than TFS. Did you get taken a on a bad deal for a lease?

 

how come your're looking to lease?

 

Interesting you can lease through multiple channels in USA? As far as I know we can only lease through Toyota up here in Canada.

 

I’m leasing through US Bank. $0 down and under $285 per month. Residual is right over $29k. MF was .00185

Edit: This was late July*

 

Thank you, what was your MSRP, I want to calculate that residual to a percentage.

 

While I can't speak for the OP, for me it made sense. The Tacoma fills a short term need for me and my backcountry adventures over the next few years. I also do not drive to and from work currently so gas mileage is not a concern, but that might change in year 3-5. Also overall mileage is a not an issue I estimate at the end of my lease term I will have roughly 20k miles on the truck. I did not have to deplete my savings on a down payment to get a reasonably affordable lease payment. Even if I did purchase and clear out my savings my payment would have been roughly $200 a month more. There's more to it than that but that is a big part of it.

 

Tacoma’s lease very well. They have a super high residual and US bank usually has a better money factor. I should be able to get one with leather and moonroof for high 200s a month.

 

oh hmm, maybe I should do some math-ing ha

 

Go on leasehackr.com and check out the deals. With the resale of these trucks I could either cash out above my payoff at the end or buy it for less than I dealer would sell the used truck for.