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Awaiting an Answer from the Insurance Company

Discussion in '3rd Gen. Tacomas (2016-2023)' started by Bgallagher519, Nov 9, 2018.

  1. Nov 9, 2018 at 7:59 PM
    #21
    Hijynx

    Hijynx Well-Known Member

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    look at the driver's side front wheel in the first picture. no bueno
     
  2. Nov 13, 2018 at 3:20 PM
    #22
    shakerhood

    shakerhood Well-Known Member

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    Any updates from the insurance company?
     
  3. Nov 13, 2018 at 7:47 PM
    #23
    Bgallagher519

    Bgallagher519 [OP] Member

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    Toyota dealer submitted a supplemental claim for $20k and some change. In addition to replacing the bed, they want to replace the frame. Allstate is requiring them to put the truck on the frame machine to “pull the frame” before they will consider replacing. After that process is complete, they will reevaluate. As of today, it has been over a month. Adjuster said the threshold to total is 75% of the value.
     
    shakerhood likes this.
  4. Nov 13, 2018 at 7:51 PM
    #24
    Norsemanvike

    Norsemanvike Well-Known Member

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    I wonder if the frame pull is considered on top of or part of the frame replacement cost.
     
  5. Nov 13, 2018 at 8:00 PM
    #25
    shakerhood

    shakerhood Well-Known Member

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    Sorry to hear that. When my 2000 was crashed to hell Allstate put my truck on the frame machine and repaired it, never drove the same afterwards.
     
  6. Nov 13, 2018 at 8:12 PM
    #26
    Tacoma2020

    Tacoma2020 Well-Known Member

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    Allstate sucks.
     
  7. Nov 13, 2018 at 8:27 PM
    #27
    shakerhood

    shakerhood Well-Known Member

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    Front wheel.jpg

    I wish I had more pics of my old truck but this was all I can find. The list of things that needed replaced was a mile long, the boxed section of the frame was crushed, the drivers wheel pushed the floor all the way up to the clutch and brake pedals, plus the frame bent so much that it trashed the transfer case and twisted the bed. The truck should have been totaled but Allstate put it on the frame machine and repaired it, I recall the receipt saying it was on the frame machine for 40 hours and it was in the body shop 48 days.
     
    tcjacado likes this.
  8. Nov 13, 2018 at 8:30 PM
    #28
    Hijynx

    Hijynx Well-Known Member

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    this may be of interest to you.
    http://www.bodyshopbusiness.com/using-cold-straightening-on-high-strength-steels/
    insist only properly trained personnel and equipment are used with proper documentation. when my tacoma was damaged my plan was to have it taken to a dealership with a body shop and trade it in on the spot. the insurance company has already committed to a dollar value of the vehicle pre - loss to show that it's not totaled. if the dealership won't give you that figure in trade minus the estimated repair costs the insurance co. is on the hook for the difference in real dollars - regardless of what the adjuster they are paying says. if it were me I wouldn't want that truck back
     
    Mr. Nobody and shakerhood like this.
  9. Nov 13, 2018 at 8:39 PM
    #29
    shakerhood

    shakerhood Well-Known Member

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    Looks like the steering wheel is turned.
     
  10. Nov 13, 2018 at 9:47 PM
    #30
    Hijynx

    Hijynx Well-Known Member

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    not the horizontal axis - look how the tire is on the outside of the tread (positive camber)
     
  11. Nov 13, 2018 at 9:56 PM
    #31
    KkelX4

    KkelX4 Well-Known Member

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    Why don't you take a look at your wheel when it's turned fully next time. They all camber when cranked fully.
     
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  12. Nov 13, 2018 at 10:10 PM
    #32
    Hijynx

    Hijynx Well-Known Member

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    before I posted that I did. and it's not
     
  13. Nov 13, 2018 at 10:16 PM
    #33
    MuddyTaco23

    MuddyTaco23 Active Member

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    My 2016 OR was deemed totaled by AllState after a ~5mph rear end bump that resulted in the last couple inches of frame rails bending 30 degrees down. The bed was buckled a bit as well. Outside that, the truck was perfect.

    unnamed.jpg


    unnamed-2.jpg
     
  14. Nov 13, 2018 at 10:22 PM
    #34
    shakerhood

    shakerhood Well-Known Member

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    Wow, must have had a good adjuster!
     
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  15. Nov 13, 2018 at 10:26 PM
    #35
    MuddyTaco23

    MuddyTaco23 Active Member

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    The adjuster told me they called Toyota, provided them photos of the bend spot on the frame rails, and Toyota told them the entire frame would need to be replaced, which AllState said was over the 75% threshold. It's been 3 months since the accident... and finally tomorrow I'm picking up a 2019 OR.

    This makes me want to research to see if there are products made by the resourceful people on TW that attempt to mitigate the rear-end -frame-bending-fender-benders. There must be a way to put in a hitch step or something that is designed to absorb some load before the frame does.
     
  16. Nov 13, 2018 at 10:31 PM
    #36
    Hijynx

    Hijynx Well-Known Member

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    that's the last thing you want! in an impact let the truck take the hit and not you. congrats on the new truck. post a pic!
     
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  17. Nov 13, 2018 at 10:37 PM
    #37
    MuddyTaco23

    MuddyTaco23 Active Member

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    I hear you - that's also what Toyota said in regards to the new frame material - it absorbs instead of sending the load to the cab. But I'm thinking there must be a way to design something you can insert into the hitch (when you're not towing) that can absorb some amount of load if you get rear ended, before the frame does. So once you get hit, the insert it toast, and you replace it, but you're frame is fine. If the hit is big enough, maybe the frame absorbs the load too, and the cab is still fine.
     
  18. Nov 14, 2018 at 7:42 AM
    #38
    Sub_Par

    Sub_Par Well-Known Member

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    They have to factor in the rental car costs while they replace the frame, you may still get over that 75% threshold. Good luck either way, sucks to see that happen.
     
  19. Nov 14, 2018 at 7:47 AM
    #39
    Rujack

    Rujack Stop Global Whining

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    How much will you get from Allstate? Perfect time for:

    9ED58E06-62D3-4764-960F-DC03E8FFC686.jpg
    480CBF5D-10F4-4081-BF18-A269D1267C88.jpg
     
    Last edited: Nov 14, 2018
    SpeySquatch, synaps3 and Gunshot-6A like this.
  20. Nov 14, 2018 at 6:16 PM
    #40
    Bgallagher519

    Bgallagher519 [OP] Member

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    Thanks everyone, stay tuned...
     
    Sub_Par and shakerhood like this.

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