Tips for Starting Out My Life On My Own

So i have just recently moved from my parents' place to my own apartment in edmonton AB.

any tips relating to starting my life out the right way is appreciated. im sure some of you elder TW members have some life lessons to share..

banking, budgeting, working, cooking, cleaning, anything.. fire away im all ears

 

get a job, make money, pay rent on time

 

SAVE SAVE SAVE. Act like you have an extra big bill every month and pay it by putting that money into your savings account.

 

indeed.... make a budget and dont over spend. and do not rack up alot of credit card debt. thats the biggest thing.... no credit card debt.

 

leave the the credit cards alone

 

Make a budget...and make it as conservative as you can...Put money away for a rainy day or an emergency. Put money away from retirement. And keep yourself to your budget.
Find some good hobbies too...A bowling league or something like that that lets you get out and socialize and what not..

 

yup... pay your bills on time. you dont want to hurt your credit score.

 

Do everything in moderation. x2 on saving your money. Do what is best for you and dont adjust your plans for anyone unless your going to get hitched. BE HAPPY!

 

my parents own the apt building i live in and my bro is across the hall, but dont think that means i live for free i pay the same rent as everyone else.

whats some good ways of finding out how much to budget for?

 

and im pretty good at saving and i have a job lined up, so thats a start.

 

Save your money for a Rainy day theres always alot of them,no BRO hats or Tattoos either

 

How much comming in - how much you have going out.
Hopefully more comming in!!!
Save all you can and have fun while your young.

 

A budget is important but, imho, you still have to live a little (otherwise, what's the fun in being on your own); and, you'll have the rest of your life to worry about money. x2 on moderation.

 

Search the web- There are tons of great tools/lists out there that'll help you find every expense you might not have thought of...Don't forget that movies/eating out/whatever other entertainment you want costs money too...

You can ask neighbors about what their utilities cost and/or make calls to the companies who provide them to get the numbers for what everything costs...

 

rent <= 1/3 of your income.
most everything else falls into place since most other living expenses are fixed (ie: gas, electricity, phone, laundry, cable, internet, etc...)

 

Never settle for something that's beneath you.

Jobs, relationships, adventures, etc. You only get one go-round at this "life" thing, make it count.

Nobody's going to give you anything, so you have to go for it yourself.

Be polite, respectful and honest. And not necessarily in that order.

 

thanks for the fast responses

one thing i need to get is a good cook book. i cant cook worth a shit. any reccomendations?

 

The back of the ramen noodles packages describe preparation thereof...and, this delicacy should fit any budget.

 

Eff a cookbook- The internet knows all...I spent a year cooking shit I found on random websites....Mainly "portions for 1" or "one pan meals"

 

I don't recommend this. I would get a credit card if you don't already have one. But only use it for a certain thing. When I first got mine I used it for gas and groceries. It is easier this way to pay it off in FULL every month. If you used it for everything while spending the actual money that you have in your bank, you will have a hard time paying the credit card off.

DO NOT fall behind on credit card payments. My credit was a 780 before I had to walk away from my house (a whole other story...). My credit went down to a 610. It is slowly going back up because of the way I use and work the credit cards.