1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site
    Quick Links: Add another leaf? - Icon Stage 2 w/ Add a Leaf - not enough Pics of 3rd gen MGM w/ gunmetal TRD wheels? Can I put a standard ground tent on KB Voodoo Bars or the OEM tonneau cover? Another stupid headlight bulb question Yet another backup camera mod thread What accessories for 2019 Tacoma

Just completed the best mod ever

Discussion in '3rd Gen. Tacomas (2016-2023)' started by Kamille.bidan, Feb 16, 2019.

Page 1 of 5
  1. Feb 16, 2019 at 9:33 AM
    #1
    Kamille.bidan

    #1
    Kamille.bidan [OP] Well-Known Member

    Joined:
    May 9, 2017
    Member:
    #218629
    Messages:
    1,845
    Vehicle:
    2017 Blue TRD OR MT
    Started 2017 in financial distress because I had a third kid on the way, and I had a 28K car loan. Plus, I had 8k in student loans. My wife had a 15K remaining car loan and 18K in credit cards.

    Today, I just paid my last debt payment! We paid off all our debt just by budgeting and being more disciplined. Everything was cashed flowed'. I have a Big bonus coming up in two weeks, and it's all My money. No creditors get to have any of it. I don't have any bills except my housing costs which are relatively cheap for the area. My wife now has no debt either.

    We managed to spend less than $400 a month on groceries feeding a family of 5!

    Feels really great!


    paidoff.jpg
     
    Last edited: Feb 16, 2019
    Kamille.bidan, Feb 16, 2019
    #1
    TheToyotaGarage, pinochle, WiscoPat and 104 others like this.
  2. Feb 16, 2019 at 9:36 AM
    #2
    tacovagon

    #2
    tacovagon Well-Known Member

    Joined:
    Nov 15, 2018
    Member:
    #272810
    Messages:
    524
    Gender:
    Male
    First Name:
    Dan
    Oceanside CA
    Vehicle:
    2016 SW SR5 DCLB 4x4
    ARB Locker 5100s w OME 887s OME EL095R Camburg BJ UCAs
    Congratulations. Nice accomplishment. Now you can put more money towards the correct things. Mods.:)
     
    tacovagon, Feb 16, 2019
    #2
    Resqu2, GillyLink and Kamille.bidan[OP] like this.
  3. Feb 16, 2019 at 9:38 AM
    #3
    JoeCOVA

    #3
    JoeCOVA Well-Known Member

    Joined:
    Nov 15, 2016
    Member:
    #202463
    Messages:
    9,657
    First Name:
    Joe
    Colorado Springs
    Vehicle:
    Ford F350, Lexus RX450h, FZJ80, Jeep YJ, Jeep LJ
    Nice!

    $400 a month on groceries??? Geez we spend about $1000 a month just for 2

    Good for you guys!!
     
    JoeCOVA, Feb 16, 2019
    #3
    TheToyotaGarage, uhplifted, Vlady and 5 others like this.
  4. Feb 16, 2019 at 9:42 AM
    #4
    xenonsupra

    #4
    xenonsupra Well-Known Member

    Joined:
    Jan 15, 2019
    Member:
    #279412
    Messages:
    172
    Gender:
    Male
    First Name:
    Joe
    Greenville, SC
    Vehicle:
    2019 White Pro MT, 1994 Supra TT 6spd
    Congrats!!:cheers:
     
    xenonsupra, Feb 16, 2019
    #4
  5. Feb 16, 2019 at 9:43 AM
    #5
    HTeeAre

    #5
    HTeeAre Well-Known Member

    Joined:
    Sep 30, 2018
    Member:
    #267939
    Messages:
    151
    Gender:
    Male
    Vehicle:
    2016 Quicksand TRD OR 4x4
    Congratulations! Monetary accomplishments sure feel damn great considering how easy it is to let spending get out of control!
     
    HTeeAre, Feb 16, 2019
    #5
    oconnor and s.e.charles like this.
  6. Feb 16, 2019 at 9:44 AM
    #6
    Rustytaco71

    #6
    Rustytaco71 Well-Known Member

    Joined:
    Sep 13, 2017
    Member:
    #229894
    Messages:
    2,140
    First Name:
    John
    Vehicle:
    2018 4Runner
    Teach me your ways. I spend about $300 on myself a month. Damn Costco always gets me:rofl:
     
    Rustytaco71, Feb 16, 2019
    #6
    Wixo and Boghog1 like this.
  7. Feb 16, 2019 at 9:44 AM
    #7
    Hondah

    #7
    Hondah Revelations 6:8

    Joined:
    Feb 21, 2015
    Member:
    #149256
    Messages:
    1,431
    Gender:
    Male
    Newnan, Ga
    Vehicle:
    '13 RC 4x4
    Nice! Way to go!
     
    Hondah, Feb 16, 2019
    #7
  8. Feb 16, 2019 at 9:45 AM
    #8
    King Kermit V

    #8
    King Kermit V Well-Known Member

    Joined:
    Jan 6, 2019
    Member:
    #278336
    Messages:
    290
    Gender:
    Male
    First Name:
    Kermit
    Miami, FL
    Vehicle:
    2018 Black Tacoma SR5 DCSB
    Taco sauce
    Congrats man!




    ....Cancels King Suspension Stage 3 order. ...
     
    King Kermit V, Feb 16, 2019
    #8
    Wixo, skyking3, the.sight.picture and 7 others like this.
  9. Feb 16, 2019 at 9:48 AM
    #9
    Alden

    #9
    Alden Well-Known Member

    Joined:
    Jun 15, 2018
    Member:
    #256489
    Messages:
    383
    Gender:
    Male
    First Name:
    Alden
    Atascadero, CA
    Vehicle:
    2018 Cement Tacoma DCSB TRD OR AT 4x4
    Good job Dave Ramsey! Now it's time to build your wealth and save for retirement! Cash flow everything from now on.

    Seriously though, his concepts work. I had $200k in student loans. We are currently debt free, except our mortgage. Have a decent amount in retirement too! My goal is to retire at 52. I'm 34 right now.
     
    Alden, Feb 16, 2019
    #9
    ExplorHer, oconnor, rivak and 13 others like this.
  10. Feb 16, 2019 at 9:48 AM
    #10
    Inferno!

    #10
    Inferno! Well-Known Member

    Joined:
    Nov 7, 2018
    Member:
    #271952
    Messages:
    1,598
    Gender:
    Male
    El Dorado Hills
    Vehicle:
    2018 TRD OR Inferno 285/65/17
    Supercharger, sway bars, lift, leather, tires, Gobi, etc.
    I spend $400 in one trip to Whole Foods!

    I would enjoy $300 a month.
     
    Inferno!, Feb 16, 2019
    #10
    Dirtridercrf250, helix66 and ddettamanti like this.
  11. Feb 16, 2019 at 9:50 AM
    #11
    2Loud

    #11
    2Loud Well-Known Member

    Joined:
    May 11, 2017
    Member:
    #218772
    Messages:
    75
    Gender:
    Male
    TRD Pro Grille Predator Step Tube 17" Maverick Alloy Wheels Nitto A/T Terra Grappler (265/65R17) Tri-Fold Hard Tonneau Cover with LED Lights V6 Tow Package Chrome Exhaust Tip XP Badging Stereo Pioneer AVH-X5800BHS Arc Audio 900.6 - 6 channel amplifier (4x60 watts + 1x550 watts bridged) Arc Audio 300.2 - 2 channel amplifier (2x180 watts) Hybrid Audio Technologies Clarus 1" tweeter Hybrid Audio Technologies Legatia 3.5" mids Hybrid Audio Technologies Legatia 6.5" midbass Image Dynamics IDQ10v4D2 10" DVC sub Stinger Roadkill Sound Deadner 200 AMP Circuit Breaker: Rockford 200 Amp Circuit Breaker Krystal Kable RCA Cable KnuKoncepts wiring and interconnects
    We started Dave Ramsey about 5 years ago. Changed our lives. Work too hard to just watch it go to others. Discipline and a budget is king.

    Well done man. That is a life changing mod.
     
    2Loud, Feb 16, 2019
    #11
    bshammer0, ExplorHer, helix66 and 1 other person like this.
  12. Feb 16, 2019 at 9:52 AM
    #12
    Techsan

    #12
    Techsan Well-Known Member

    Joined:
    Apr 16, 2018
    Member:
    #250706
    Messages:
    532
    Gender:
    Male
    South Texas
    Vehicle:
    2017 BBPDC
    It is something to be proud of. Congratulations!
     
    Techsan, Feb 16, 2019
    #12
  13. Feb 16, 2019 at 9:53 AM
    #13
    Cudgel

    #13
    Cudgel “Tonka”

    Joined:
    Mar 28, 2017
    Member:
    #214640
    Messages:
    4,313
    Gender:
    Male
    Live in: An Ocean of Plastic Trash
    Vehicle:
    2017 OR DCLB
    ICON8 Lift -285s. upTOPoverland rack.
    This is a great post. My wife and I got our shit together early and now we can whither the storms while budgeting for things like this paid for:

     
    Cudgel, Feb 16, 2019
    #13
    Tacoma1845, 1992SR5V6, King Kermit V and 3 others like this.
  14. Feb 16, 2019 at 9:55 AM
    #14
    Modesto Tacoma

    #14
    Modesto Tacoma Well-Known Member

    Joined:
    Mar 2, 2015
    Member:
    #149947
    Messages:
    733
    Gender:
    Male
    central california
    Vehicle:
    LIMITED 4X4
    That's really great what you and your wife have accomplished Congratulations!
     
    Modesto Tacoma, Feb 16, 2019
    #14
  15. Feb 16, 2019 at 9:58 AM
    #15
    TacoBuffet

    #15
    TacoBuffet Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
    #255903
    Messages:
    9,271
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Toyo RTs, Tint, Bedmat, LEDs
    Dude thats no small feat. Congrats, super jelly, I'm still on baby step 2 and Tacomaworld doesn't help. Congrats man!
     
    TacoBuffet, Feb 16, 2019
    #15
    2Loud and Resqu2 like this.
  16. Feb 16, 2019 at 10:02 AM
    #16
    DJB1

    #16
    DJB1 Well-Known Member

    Joined:
    Jun 8, 2013
    Member:
    #105835
    Messages:
    2,223
    Gender:
    Male
    First Name:
    Dave
    SLC, UT
    Vehicle:
    2003 Regular Cab 4X4 5MT
    I’ve found that big-ticket purchases like vehicles and vacations are infinitely more pleasurable when you can actually afford them, not when you think you might be able to make the payments as long as nothing goes wrong.
     
    DJB1, Feb 16, 2019
    #16
    2Loud, Clearwater Bill, Dirtridercrf250 and 3 others like this.
  17. Feb 16, 2019 at 10:08 AM
    #17
    CusterFan

    #17
    CusterFan Well-Known Member

    Joined:
    Sep 18, 2015
    Member:
    #164581
    Messages:
    8,936
    Gender:
    Male
    Southeastern Illinois
    Vehicle:
    Silver Sky 2019 Tacoma SR, AC, 4X2, 2.7
    I allot myself $225 a month on groceries. All I can afford.
     
    CusterFan, Feb 16, 2019
    #17
  18. Feb 16, 2019 at 10:10 AM
    #18
    su.b.rat

    #18
    su.b.rat broken truck

    Joined:
    Jul 30, 2016
    Member:
    #193316
    Messages:
    9,869
    congrats OP, yeah that is a real good feeling.

    now take some of that bonus and buy good quality food and put your truck after that. your kids are worth it.
     
    su.b.rat, Feb 16, 2019
    #18
    skyking3 and Dammit Evie like this.
  19. Feb 16, 2019 at 10:12 AM
    #19
    Val-n-Tn

    #19
    Val-n-Tn Active Member

    Joined:
    Oct 11, 2016
    Member:
    #199469
    Messages:
    36
    Gender:
    Male
    First Name:
    Al
    Vehicle:
    2016 Tacoma TRD OR & 2018 Raptor
    Congrats to you both. Your sacrifices today will pay BIG dividends later.
     
    Val-n-Tn, Feb 16, 2019
    #19
  20. Feb 16, 2019 at 10:17 AM
    #20
    RocTaco

    #20
    RocTaco Free stun!

    Joined:
    Nov 12, 2016
    Member:
    #202199
    Messages:
    2,055
    First Name:
    Pete
    Green Mtns
    Vehicle:
    21' SR5 Trail AG
    Nicely done! Eliminating 70k of debt in 2 years is no small feat
     
    RocTaco, Feb 16, 2019
    #20
    DJB1 and ponts like this.
Page 1 of 5

Products Discussed in

BaseLayer Floor Mats for Toyota Tacoma (2024-2025) Double Cab – Made in USA – Premium All-Weather Mats for TRD/SR/SR5/Limited – Automatic Transmission Only (NOT for Hybrid) Front and Rear (Gray Logo)
$149.94
NOCO Boost GB40: 1000A UltraSafe Jump Starter – 12V Lithium Battery Booster Pack, Portable Jump Box, Power Bank & Jumper Cables - for 6.0L Gas and 3.0L Diesel Engines
$91.21
GoPro Cameras Grab Bag (GoPro Official Mount)
$18.88
5203-2NSL Nachi Double Row Angular Contact Bearing 17x40x17.5 Sealed
$57.79
Midland - MXT275 MicroMobile GMRS Radio - 15 watts Two-Way Radio with Integrated Control Microphone - Overland Caravanning Tractors - Detachable External Magnetic Mount Antenna - 8 Repeater Channels
$160.00
Midland – MXT115 - 15 Watt GMRS MicroMobile Two Way Trails Radio - Off Roading Outdoor RZR Farm - 8 Repeater Channels Extended Range - External Magnetic Mount Antenna - NOAA Weather Alerts
$160.04
Freedom Off-Road Front Upper Control Arms for 2-4" Lift Compatible with 05-23 Tacoma
$390.00
KYB SM5640 - Mount Kit
$28.56
89341-0C010 Parking Sensor 89341-0C011 89341-0R030 89341-0R031 89341-0R060 for Toyota RAV4 Tundra Tacoma
$13.99
Vrabocry 10pcs 5mm LED Diode Light Diffused Frosted Round Lens with 8mm Panel Mount 12V Universal Flush Dash Board Indicator Panel Socket Lights for Cars Boats lamp Bulb (Green 10pcs)
$6.99
nextzett 92100815 Kristall Klar Washer Fluid 1:200 Concentrate - 8.5 fl. oz., Green
$12.95
Ltvystore 20Pack 10MM 12V White LED Pre Wired Prewired 7.87" Lamp Light Bulb Prewired Emitting Diode& 20Pack Black 10MM LED Plastic Clip Holder Display Panel (Red)
$11.99
Milton S-921 Pencil Tire Pressure Gauge, Passenger Car, With Built-in Deflator Valve, Durable Plated Brass, Pressure Measured In PSI & kPa
$7.99
KIWEN Sunglasses Holders for Car Sun Visor, Magnetic Leather Sunglass Glasses Eyeglass Clip for Car (2, Gray)
$7.99
GoaMotors 30pcs 90189-06236 Fender Liner Screw Grommet, Wheelhouse Liner Splash Shield Bumper Cover Screw Grommet Nut Fit for Toyota for Lexus for Highlander Prius Tundra LC500 RC200t RC300 RC350
$7.99
KEVWR Universal LED License Plate Light Running Lamp Reverse Lights Tail Light Assembly for Car Trailer UTV ATV Truck RV Boat, Extremely Bright LED License Plate Lights, White (6000K)
$7.89
Remote Fob Car Transponder Key for Toyota (TOY44H-PT, H Chip)
$9.94
LIZAPUS Heater Blower Motor Connector Pigtail Compatible with Toyota Tacoma. 2016–2023. 87103-04050 6" 12Awg Harness New
$14.99
Dsnaduo 1PC M24x1.5 Stainless Steel Transmission/Front Differential Magnetic Oil Drain Plug Fit for 08-20 Lexus GX460 LX570; Toyota 4Runner FJ Cruiser Land Cruiser Tacoma Tundra, Replace 90341-24014
$16.88
Sptchapn 1" Ball Mount Adapter Camera Holder for Garmin/Gopro Hero Sport Cameras Compatible with RAM Mounts(Black-2)
$16.84
Radioddity DB20-G GMRS Mobile Radio for Car Vehicle, 20W Long Range Two Way Radio with Cigarette Lighter Plug, 500 Channels, VOX, Display Sync, for Off Road Overlanding 4x4
$109.99
Renogy 120W ShadowFlux Anti-Shading N-Type Solar Panel, 12V 120 Watt Solar Panel 25% High-Efficiency, PV Module Power Charger for RV Marine Rooftop Farm Battery and Other Off-Grid Applications
$124.99
BougeRV Yuma 100W Compact CIGS Thin-Film Flexible Solar Panel, The Most Flexible Solar Panel with Tape for Easy Installation (Compact Version)
$279.99
GUTA RV Tire Pressure Monitoring System - 4 External Sensors (0-188 PSI) RV TPMS, Solar Charging, 6 Alarm Modes, High-end Backlight LCD Display, Automatic Sleep Mode
$159.99
Odyssey Battery ODX-AGM31M Extreme Series AGM Battery
$543.98
VEVOR Acoustic Foam Panels, 24 Pack 12 x 12 x 2"es, Pyramid Soundproof Wall Panels,Fire-Resistant Acoustic Panels,Sound Dampening Absorbing Panels for Studio Wall and Ceiling,Black
$30.99
Tire Pressure Sensor, Car TPMS Tyre Pressure Monitoring System LCD Cigarette Lighter USB 4 Internal Sensor, Black
$79.20
Midland - MXTA26 MicroMobile 6DB Gain Whip Antenna - Quadruple Signal Output - 32” Antenna
$59.99
Seaforie PK3B634JS0 Power Tailgate Lock Kit Compatible with Toyota Tundra 5.5' & 6.5' Bed PK3B6-34JS0
$58.99
DPAccessories Black M12x1.50 Lug Nuts for Aftermarket Wheels - Closed End Spline Tuner - 34mm (1.35") Tall - Set of 24 - D5246P-2308/24
$45.00
Stahlbus Oil Drain Valve Plug M12x1.25x12mm Steel - Clean, Easy, NO Tool Oil Change - Includes Oil Drain Plug, Washer, Cap, Connector, Hose Compatible with: Most Toyota, Nissan, Lexus, Infiniti
$47.45
DICMIC Power Tailgate Bed Remote Lock Assembly Kit Compatible with 2016-2022 Toyota Tacoma Short Wheelbase Bed Replace# PK3B6-35JS0
$67.98
dasaita USB Tire Pressure Monitoring System, with 4 Internal Sensors for Android Head Unit, Car Tire Diagnostic Tool Support Bar and PSI Suit, APP Real-time Tire Pressure Monitor System (0-116 PSI)
$79.98
Tire Pressure Sensor, Car TPMS Tyre Pressure Monitor System with 4 Internal Sensors for
$82.84
McGard 84657 Chrome Cone Seat Wheel Installation Kit (M12 x 1.5 Thread Size) - for 6 Lug Wheels,20 Lug Nuts / 4 Locks / 1 Key / 1 Storage Pouch
$78.56
Preset, Pre-Greased And Pre-Sealed Bearing Module Assembly
$76.70
Genuine Toyota Parts - Wire, Engine Room, N (82114-04010), Black
$76.00
Gorilla Automotive 21134ETBC Black 12mm x 1.50 Thread Size Chrome Finish Small Diameter 6-Lug Kit, (Pack of 24)
$49.95
For Toyota Tacoma 2016 2017 2018 2019 Power Heated Textured Black Side Door View Mirror Passenger Right
$54.55
Veepeak OBDCheck BLE+ Bluetooth OBD II Scanner Wireless Car Diagnostic Scan Tool Check Engine Code Reader for iOS & Android
$41.98
FAHREN H11/H8/H9 Light Bulb, 33000LM Super Bright, 6500K Cool White H11 Fog Light Bulb, IP68 Waterproof, Pack of 2
$39.99
ESI Ultimate Tailgate Seal with Taper Seal Compatible with Toyota Tacoma
$32.50
To Top